June 21, 2018 Page 7
Tips And Tricks To Keep
Your Car Looking New
(BPT) - The colder weather is fleeting, flowers
are blossoming and the grass is just a little
greener, which means summer is finally here.
While most of your time will be spent preparing
your home, clothes and family calendars
for the warmer weather, it’s important not to
forget about your car.
In fact, you can celebrate summertime by
spending some time enjoying the fresh outdoor
air and showing your car some love ahead of
upcoming family vacations and summer road
trips with friends. Start with these smart and
simple tips to improve your ride:
Freshen Up the Interior
Interior and exterior cleaning makes a big
difference in keeping a car looking and driving
its best, but that doesn’t solve odor issues.
To finalize summer car prep and maintenance,
make sure to use a product that will leave the
car smelling as good as it looks. Innovative and
discrete vent sticks and mini diffusers from
Refresh Your Car! come in a wide variety of
scents, like Lemon Lime Sunshine, and are
an affordable, long-lasting way to keep a car
smelling great!
Clean and Protect Your Interior
The interior, especially leather, is the
most used and abused part of a car. Over time,
constant use and sun damage can result in you
leather interior drying out, causing it to fade,
crack and rip. A quick and trusted way to address
this issue is to use Lexol Leather Cleaner
& Conditioner. The easy two-step process will
help clean, restore and protect a car’s interior,
keeping it looking and feeling like new.
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Check Your Battery
The colder the weather, the harder a battery
and charging system need to work in a car.
Start by making sure the battery is mounted
correctly and the connections are free from
corrosion. Also, consider replacing the battery
if it’s older than five years, which will ensure
you don’t get stranded out on the road.
Check and replace basic car items
Before heading out on any lengthy adventures,
make sure the car is up-to-date on oil
changes. During the oil change a technician
should also check and replenish other fluids like
the brake, transmission, windshield wiper and
power steering fluids, as well as your coolant.
This often forgotten about maintenance will
help a car run smoothly for months to come.
Wash and Wax
No matter the season, a car that is driven daily
is constantly battling the elements, which can
cause damage to its exterior. Washing regularly
and waxing at least twice a year is an easy
way to keep a car looking its best, protecting
it from damaging UV rays, road debris, tree
sap and rusting. When washing and protecting,
don’t forget about tires and wheels. The
Eagle One A2Z All Wheel & Tire Cleaner is
an affordable, easy-to-use spray that clings
to the dirt on the surface of most wheels and
tires, easily removing brake dust, grime and
grease; giving your wheels and tires a spotless,
professional look.
These simple tips can keep a car clean, fresh
and running smoothly throughout the hectic
summer driving season. •
Healthcare Hints: 5 Savings Tips
For Budget-Conscious Consumers
(BPT) - As Americans work hard to meet
all the obligations that come with work, family
and everyday life, many are challenged to
find time to manage all the financial elements
affecting their healthcare.
If you’re among them you’re far from alone,
since the multiple details associated with
healthcare insurance can be confusing. At the
same time, you want to be smart about your
financial resources when making decisions
about the quality healthcare you and your
family need.
Fortunately, by carving out time to research
money-saving tips you may be able to minimize
your out-of-pocket healthcare expenses.
Such out-of-pocket spending rose by more
than 50 percent between 2010 and 2017, The
Atlantic recently reported, partly because half
of all health insurance policyholders in the
U.S. are dealing with annual deductibles of
at least $1,000.
Whether you’re uninsured or simply facing
a high insurance deductible, you can take
several steps to better manage your healthcare
budget. Consider how the following tips may
offer you a better sense of control of rising
healthcare costs.
• Read bills with a critical eye. Any bill
can include administrative errors, and some
estimates have indicated errors on as many as
80 percent of medical invoices issued, reports
the Medical Billing Advocates of America.
• Lower the cost of your meds. A free program
known as Inside Rx is a prescription savings
card that provides discounts on prescription
medications for eligible patients. And it’s
amazingly effective. According to the data,
eligible patients have saved an average of 40
percent on the more than 100 featured brand
medications included in the program, and even
more on generic medications. Inside Rx is a
great option to help the uninsured, those facing
high deductibles or anyone trying to save
money on their meds. Inside Rx even offers
prescription savings for pets for qualifying
medications. And the Inside Rx card is free
and easy to download, with no registration
process or sharing of personal information.
• Compare costs whenever possible. Some
medical services can be difficult to compare
on an apples-to-apples basis, but it’s worth
doing your homework before making appointments
for more standard services such
as annual check-ups, lab work and testing,
dental care or dermatology services. Check
vendor websites, make phone calls and conduct
web searches to find online databases, such
as HealthcareBluebook.com, that suggest fair
prices for various services. If you’re insured,
your insurance provider can then clarify what
portion of the bill will be covered.
• Be bold about negotiations. It’s OK to speak
up. You have nothing to lose by politely asking
your healthcare provider to work with you on
the price of an upcoming service, especially
when dealing with a private practice. Start
the conversation by aiming for the Medicare
rate or an amount close to that paid by commercial
insurers. As an alternative, ask the
office administrator to set up a manageable
payment plan.
• Consider paying cash up front. Some
vendors offer discounts for simply paying cash
for your services without funneling everything
through insurance. Even if you’re insured,
you can still evaluate whether immediate
cash payments will be lower than your postinsurance
costs.
Keeping a close eye on where you might be
wasting money on healthcare can pay off in a
big way - and the remedies don’t have to be
complicated. Conduct your due diligence on
such costs to protect your financial health as
vigorously as your physical health. •
Finance Seniors
“Everything in life is somewhere else,
and you get there in a car.
– E. B. White