Page 16 August 2, 2012 TORRANCE TRIBUNE Open House Directory Essential Insurance You Can’t Live Without BROKERS OPEN • Fri 12-1 527 W. Acacia Ave., ES 3bd/1.5ba $699,900 (ARA) - Cutting back on vaca- Rose VanHook Shorewood Realtors 310-350-5920 tions and entertainment is a wise • Fri 12-2 129 W. Sycamore, ES 4bd, 3.5ba, 3011 sq. ft. $ 1,399,000 move to help ride out a recovering Alex Abad South Bay Brokers 310-877-6488 economy, but don’t be tempted to forego car and homeowners insur- ance to make ends meet. OPEN HOUSE IN EL SEGUNDO Some people appear to be do- • Sat/Sun 1-4 129 W. Sycamore, ES 4bd, 3.5ba, 3011 sq. ft. $ 1,399,000 ing just that. Statistics from the Alex Abad South Bay Brokers 310-877-6488 Insurance Research Council, for example, indicate 16 percent of • Sun 2-4 828 McCarthy Ct., ES 4bd/4ba $975,000 American drivers are uninsured. Karen Sellers Shorewood Realtors 310-968-6375 Nearly half of those say the reason • Sun 2-4 527 W. Acacia Ave., ES 3bd/1.5ba $699,900 is they can’t afford insurance. Rose VanHook Shorewood Realtors 310-350-5920 And three out of every five U.S. homes are underinsured, with • Sun 2-4pm 913 Cedar Street, ES 2bd/1ba $669,000 homeowners skimping by paying Bill Ruane RE/MAX Beach Cities Realty 310-877-2374 less for insurance, but running the • Sun 2-4pm 1506 E. Maple Ave., ES 3bd/2ba $759,000 risk they won’t be able to rebuild Bill Ruane RE/MAX Beach Cities Realty 310-877-2374 their homes if disaster strikes. You should resist the urge to • Sun 2-4pm 408 Washington St., ES 3bd/2ba $789,900 eliminate car and homeowners Bill Ruane RE/MAX Beach Cities Realty 310-877-2374 insurance in tough times, advises • Sun 2-4pm 1510 Ef. Oak Ave., ES 5bd/6ba $1,549,000 Charles Valinotti, senior vice Janine Maples Sotheby’s International Realty 310-385-3143 president with insurer QBE. “Not having insurance may save on premium payments, but it can OPEN HOUSE FOR OTHER CITIES cost you much more when the • Sat/Sun 1-4 6956 W. 85th St., Wchstr 3bd, 2ba $ 639,000 unexpected happens,” he says. Roger Hart Forecast Realty 310-781-2000 “Insurance premiums are a bargain compared to the financial issues • Sun 2-4pm 1357 Voorhees Ave., MB 3bd/1ba $979,000 that could pile up if you have an Bill Ruane RE/MAX Beach Cities Realty 310-877-2374 accident, your house burns down or someone you need to protect yourself.” is injured on your property.” For yourHoME Valinotti notes the insurance protections you You can legally own a home without insuring can’t do without: it. But Valinotti says going without insurance Why Laws in all states require drivers to either cially in a bad economy. And, if you have a-is a huge risk you don’t want to take, espeoTuAFor your Advertise? are financially able to pay for an accident. In you to carry insurance - and in some regions,mortgage, your lender will most likely requirehave auto insurance or be able prove they addition, if you have a loan on your vehicle, additional flood and earthquake coverage - to Community newspapers connect your your lender typically requires that you carry protect its investment. business to your community comprehensive insurance - which covers loss A standard homeowners policy comes with from theft or damage from something other the coverage you need built in: for your home’s Why ance as part of the loan agreement. - your personal belongings if they’re stolen orstructure if you need to repair or rebuild it, forthan an accident - as well as collision insur Advertise amounts of insurance or can’t provide proof of suits, and to pay for additional living expenses-destroyed, for liability protection against lawValinotti says if you don’t carry minimum Here? license suspension or even jail time. “Make insured disaster.if you can’t live there due to damage from anfinancial responsibility, you might face fines, Aurelio Mattucci We put your business minimums for auto insurance liability, bodily your homeowners insurance, look at ways toValinotti says instead of thinking of droppingsure you know what you need to meet the (310)920-9233 30,000 residents and businesses state.” about getting discounts, such as buying yourlower the cost. “Raise your deductible, or seeinjury and property damage required in yourin the hands of over Residential & Commercial EVERY WEEK! and underinsured driver coverage. “In these company,” he says. “You can also keep yourhomeowners and auto insurance from the sameIf your budget allows, consider uninsured Sales & Leasing challenging economic times, chances are you premiums in line by reviewing your policies Contact Us for Rates and Information: could get hit by a driver who doesn’t have and the value of your possessions at least www.MATTUCCI.com marketing@heraldpublications.com insurance,” Valinotti says. “If that happens, once a year.” • pm 1-4 SAT. & SUN Just perfect! When you walk into this delightful6956 W. 85th St.Westchester 90045OPEN 3 bd/2 ba home, you’ll notice the attention to detail. Everything matches. The gleaming dark hardwood floors throughout the common areas set off white walls and molding. A graceful arch leads into the liv- ing room. All bedrooms have Berber carpet. The Roger Hart beautiful black granite kitchen counters show up again in 310-781-2000 living room. Honey-colored custom kitchen cabinetstile around the handsome wood burning fireplace in the are replicated in both bathrooms. A large laundry area is located inside near the second bath. A long drive- way leads to a 2-car garage and a spacious grassy fenced backyard. 2420 W. Carson St. #120 Listed at $639,000 Torrance, CA 90501
Torrrance 8.2.12
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