July 13, 2017 Page 5 Pizza, Pasta & More VALENTINO S “A Taste of Brooklyn” Spaghetti with Meat Sauce, Garden Salad, Garlic Bread, Plus Tax Preparation Created by Chef Jose Mendin, five-time James Beard Foundation “Best Chef: South” award nominee Ingredients 5 Tips To Find The Financial Advisor To Match Your Retirement Goals (BPT) - The idea of retirement may start out as a distant dream. You have hopes and plans for that special time that seems so far away. Sooner or later that time will be here and hopefully you’ll be ready. However, recent research shows many people are not prepared to enjoy a financially stable retirement. A study by the Employee Benefit Research Institute states: • Only 18 percent of people are very confident they will have the savings they need for a comfortable retirement; • One-third of people aren’t confident they will be able to cover basic living expenses in retirement; • 45 percent of Americans aren’t confident they will be able to cover their medical expenses once they’re retired; • 3 in 10 workers report that preparing for retirement causes them to feel mentally or emotionally stressed. “Many people recognize the value of saving for a comfortable retirement. They just don’t know how to manage their money effectively to maximize their savings and realize their dreams,” says Geoffrey Brown, CEO of the National Association of Personal Financial Advisors. Financial planners provide support and advice on a wide array of financial topics, including budgeting, estate planning, investments, education funding, insurance and risk management, healthcare planning, and, of course, retirement planning and senior issues. Financial planners who are members of NAPFA are all fee-only and compensated solely through fees from their clients, rather than by transaction-based commissions. Most commissions-based advisors are salespeople rather than comprehensive financial planners. All NAPFA members also sign a fiduciary oath, meaning they must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. To find the right financial planner for you and your needs, follow these tips from NAPFA: • Finalize your own initial strategy. Before looking for a financial planner, think about the goals you want to attain. • Select several advisors. Don’t narrow your focus when looking for the right financial planner. Instead, consult websites like NAPFA. org. Use the NAPFA Find an Advisor search platform to locate a financial planner who can help you get where you’re going. Word of mouth is fine for some pursuits, but your financial goals are specific to your life, and probably differ greatly from those of your friends. • Do your homework. When it comes to vetting a financial planner, a little research goes a long way. You can also search the U.S. Securities and Exchange Commission site or BrokerCheck by FINRA to learn more about the planner’s disciplinary history. It’s important to review an advisor’s disciplinary records, their practice focus and their credentials - such as whether or not they are a Certified Financial Planner(TM) (CFP(R)) professional. • Meet them face-to-face. If you like everything you’ve found so far, then it’s time to meet your potential financial planner. Your financial planner will have a large role in your future success so it’s important that you feel comfortable with the relationship. • Review your results initially and annually. Once you’ve finished your interviews, take the time to review all the information you’ve gathered and pick the financial planner that best fits your needs. After that, plan to review the performance of your finances every year. To learn more about how you can find the right financial planner for you, visit NAPFA. org. • Ample Seating Now Open Sundays! and a drink $1199 No substitutions and coupon must be presented. Please mention coupon when ordering. One per customer. Expires 7/27/17. EL SEGUNDO 150 S Sepulveda Blvd. 310-426-9494 MANHATTAN BEACH 976 Aviation Blvd. 310-318-5959 • DELIVERY IN LIMITED AREA AT BOTH LOCATIONS • Sauteed Pork Chops With Romesco 1. Heat oven to 325 F. Toss hazelnuts and pine nuts with 2 tablespoons olive oil; spread on small baking sheet. Toast in oven until golden brown. 2. On another baking sheet, spread additional 2 tablespoons of olive oil; place garlic, tomato halves (cut side down), and piquillo chiles on pan. Roast until ingredients begin to caramelize. 3. In food processor or blender, puree all toasted and caramelized ingredients until smooth. Add sherry vinegar and salt, to taste. While processor or blender is running, slowly add 1/4 cup olive oil to the sauce until emulsified. 4. Toss pork chops in marinade. Cover and refrigerate for at least 1 hour. 5. In large skillet, heat remaining 2 tablespoons of olive oil over medium-high heat. Sautee pork chops for 5 to 7 minutes per side until internal temperature reaches 145 F to 160 F. Let stand 3 minutes before serving. 6. Serve with roasted vegetables on the side. • • 4 Prime Bone-In Pork Chops (1-inch thick) • 2/3 cup hazelnuts • 1/4 cup pine nuts • 1/2 cup plus 2 tablespoons extra-virgin olive oil, divided • 5 cloves garlic • 2 tomatoes, halved • 1/2 cup piquillo chiles • 2 tablespoons sherry vinegar • 1 tablespoon kosher salt Finance Every Visit our Website www.heraldpublications.com issue always available online! New Issues/Old Issues • Out-of-town? Read the Herald newspapers online • Interested in an article from a prior date? See it online • Excited about an ad, photo, or article? Refer your friends, family and associates to the website, so they can see it too • Want to read the Torrance Tribune or other Herald newspapers not in your area? All available on our website! Check it out! www.heraldpublications.com
Lawndale_FB_071317_FNL_lorez
To see the actual publication please follow the link above