Lawndale Tribune
AND lAwNDAle News
The Weekly Newspaper of Lawndale
Herald Publications - El Segundo, Hawthorne, Lawndale & Inglewood Community Newspapers Since 1911 - (310) 322-1830 - Vol. 80, No. 31 - August 5, 2021
Kimberly Bredberg from front page
led to extremely considerate math teaching
in her program.
Another Waterhouse parent, Christa Engelskirch,
also describes the soft skills side of
the school. One of the things she loves about
this alternative teaching style is the focus on
practicing compassion and mastering empathy.
“We can offer opportunities for children to
problem-solve on their own, and not have
to feel bad just because there is a squabble
going on in the corner of a playground,” she
says, “Whether it’s an error in judgment or
their emotional maturity is just not quite there
yet, it’s not a punishable offense. It’s a
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teaching situation.”
Bredberg built her school on a three-prong
system: the spiritual (it’s a non-denominational
Christian-based school), the intellectual, and
the social-emotional. She wants every child
learning under her program to be cognitively
present and recognize their value as a human
being. She leaves on a hopeful note: “If I
have any goal for Waterhouse Guild, it’s
that we can look at Waterhouse and we can
change people’s minds about the potential
of education for younger children. And I
think that we can, because we’ve already
been doing it.” •
5 Finance Tips To Consider Ahead
Of Fall Tuition Deadlines
(BPT) - The second half of summer brings
a welcomed sense of familiarity for families
across the country as back-to-school season
approaches, and enthusiasm is particularly
strong after more than a year of uncertainty
upended the education system as we know
it. While a widespread return-to-campus is a
particularly exciting time at the college level,
some families may also feel a sense of apprehension,
especially in the wake of COVID-19.
In fact, affordability and dealing with the
debt burden that often goes hand-in-hand with
a degree is the top concern of both parents and
students, according to the Princeton Review’s
2021 College Hopes & Worries survey. With
many parents trying to balance daily expenses,
savings progress and the cost of college simultaneously,
supporting four years of higher
education can be a struggle. Some may even be
prioritizing college payments over their retirement
contributions (not usually recommended
by financial advisors), or other investments.
The good news is that with proper planning,
parents can continue making progress toward
saving for their own future while also helping
ease the cost of college. In addition to longterm
tools (like 529 College Savings plans),
there are ways parents can get strategic about
how they finance the remaining gap that exists
when tuition comes due later this summer.
It’s possible to help a loved one achieve a
better financial future without sacrificing yours.
Here are a few tips to consider:
• Consider the short- and long-term impacts
of cosigning for a loan vs. taking out a parent
student loan. The key difference is who takes
responsibility for the loan, which can impact
your finances for years to come.
• Understand if your retirement savings can
handle the increased expenses of paying for
your child’s education out of pocket or by
borrowing money. It is absolutely critical that
you don’t derail your retirement.
• Encourage your student to take full advantage
of work-study opportunities if available as part of
any financial aid package. Between class and extracurriculars
their schedule might be extra busy,
but many end up developing valuable relationships
and/or work experience while minimizing
the amount borrowed - both of which can benefit
everyone’s financial posture in the long-term.
• Resist the temptation to borrow extra money
for discretionary spending. While tempting to
take out an extra thousand here or a thousand
there to help ensure your student can enjoy their
college years, compounding interest can make
these splurges very costly when you consider
them over the lifetime of the loan.
• Evaluate the repayment option on private
student loans rather than simply defaulting to the
deferred option. The key is to prioritize the
amount you pay right now with the amount that
you pay over the life of the loan. Deferring your
payments might not always be the best option.
An added bonus: get your student involved
in the decision-making process! Not only will
they learn something, but providing them with
the added context around any financial commitments
made may inspire them to make healthy
financial decisions along the way. •
Finance
Local Residents Bring
Rolled Ice Cream to the South Bay
Juan Jose, a gourmet chef trained in the highly regarded Mausi Sebees Culinary School in Argentina was fascinated with the rolled ice cream idea after seeing how it was made in Thailand. He wanted to give people the experience of seeing their ice cream being mixed
and prepared right in front of their eyes using the freshest and most natural ingredients. So local residents Mishell Flood, Juan Jose Dasilva and Liliana Barker teamed up to bring us Rolling Zone Creamery where the rolled ice cream is “Out of this world!” Photo courtesy
Rolling Zone Creamery.