December 27, 2018 Page 3
Calendar of Events
Deadline for Calendar items is the prior
Thursday by noon. Calendar items are $1
per word. Email listings to marketing@
heraldpublications.com. We take Visa and
MasterCard.
** A Notice this Holiday Season:
Please be EXTRA careful around crosswalks
and watch out for children crossing,
please slow down & enjoy this holiday time
of year!!**
THURSDAY, DEC. 27
• Chess for All Ages, 4:30 PM., free, Crenshaw
Imperial Branch Library, 11141
Crenshaw Blvd., Call: 310-412-5403.
• Preschool Story Time, 1:00 PM., for ages
3-5 yrs. old, Crenshaw Imperial Branch
Library, 11141 Crenshaw Blvd., Call:
310-412-5403.
• Sip & Read Adult Book Club, 4:00 PM.,
free, Crenshaw Imperial Branch Library,
11141 Crenshaw Blvd., Call: 310-412-
5403.
• Crafts for Adults, 4:00 PM., free, Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Holiday Movie, 4:00 PM., free, Inglewood
Public Library, 101 W. Manchester Blvd.,
Call: 310-412-5380.
• Baby Story Time, 11:00 AM. – 11:30 AM.,
for ages 0-18 mos, free, Inglewood Public
Library, 101 W. Manchester Blvd., Call:
310-412-5380.
• Toddler Story Time, 11:30 AM. – 12:00
PM., for ages 18 mos – 3 yrs, free, Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Preschool Story Time, 1:00 PM. – 1:45
PM., for ages 3-5, free, Inglewood Public
Library, 101 W. Manchester Blvd., Call:
310-412-5380.
FRIDAY, DEC. 28
• STEAM, 3:00 PM., free, ages 18 & below,
Inglewood Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Teen Club, 4:00 PM. – 5:30 PM., Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Afternoon Family Movie, 1:30 PM., Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
SATURDAY, DEC. 29
• Family Story Time, 1:00 PM. – 1:45 PM.,
free, Inglewood Public Library, 101 W.
Manchester Blvd., Call: 310-412-5380.
• Family Story Time, 11:30 AM. – 12:00 PM.,
Hawthorne Library, 12700 Grevillea Ave.,
Hawthorne, Call: 310-679-8193.
MONDAY, DEC. 31
• HAPPY NEW YEAR’S EVE!!
• All South Bay Public Libraries are
CLOSED for the Holiday!
TUESDAY, JAN. 1
• HAPPY NEW YEAR!!
• All South Bay Public Libraries are
CLOSED for the Holiday!
WEDNESDAY, JAN. 2
• Building Bricks/Board Games, 4:00 PM.,
free, Crenshaw Imperial Branch Library,
11141 Crenshaw Blvd., Call: 310-412-
5403.
• Smarty Pants Story Time, 11:30 AM. –
12:00 PM., free, attendance is limited,
registration required, Hawthorne Library,
12700 Grevillea Ave, Hawthorne, Call:
310-679-8193.
• Children’s Chess Club, 5:00 PM., children
18 & below, free, Inglewood Public
Library, 101 W. Manchester Blvd., Call:
310-412-5380.
• Adult Book Club, 6:00 PM. – 7:30 PM.,
free, Inglewood Public Library, 101 W.
Manchester Blvd., Call: 310-412-5380.
• Inglewood Visionaries Toastmasters Club
#4404 Meeting, 6:00 PM., Inglewood Center
for Spiritual Living, 525 No. Market St.,
For more info: www.ing4404.toastmastersclubs.
org.
THURSDAY, JAN. 3
• Chess for All Ages, 4:30 PM., free, Crenshaw
Imperial Branch Library, 11141
Crenshaw Blvd., Call: 310-412-5403.
• Preschool Story Time, 1:00 PM., for ages
3-5 yrs. old, Crenshaw Imperial Branch
Library, 11141 Crenshaw Blvd., Call:
310-412-5403.
• Sip & Read Adult Book Club, 4:00 PM.,
free, Crenshaw Imperial Branch Library,
11141 Crenshaw Blvd., Call: 310-412-
5403.
• Crafts for Adults, 4:00 PM., free, Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Baby Story Time, 11:00 AM. – 11:30 AM.,
for ages 0-18 mos, free, Inglewood Public
Library, 101 W. Manchester Blvd., Call:
310-412-5380.
• Toddler Story Time, 11:30 AM. – 12:00
PM., for ages 18 mos – 3 yrs, free, Inglewood
Public Library, 101 W. Manchester
Blvd., Call: 310-412-5380.
• Preschool Story Time, 1:00 PM. – 1:45
PM., for ages 3-5, free, Inglewood Public
Library, 101 W. Manchester Blvd., Call:
310-412-5380. •
Are Americans Saving
Enough For Retirement?
(BPT) - The answer you get to this
question will depend on who you ask.
The amount households have accumulated
for retirement is not hotly debated, but
the amount needed in retirement is. The
Investment Company Institute (ICI) is working
to make sure that everyone has the facts
through its new website - FactsOnRetirement.
org. Much of the academic research and
the ICI’s analysis of the retirement data
indicate that most Americans are properly
preparing for retirement, and with some very
small changes, the retirement system can be
even stronger.
It might surprise you to know that Americans
have accumulated seven times more retirement
resources per household today than we had
just over four decades ago - after accounting
for inflation. As a nation, we’ve gone from
$500 billion in defined benefit (DB) plans,
defined contribution (DC) plans, individual
retirement accounts (IRAs), and annuities
in 1975, to nearly $30 trillion today. Those
assets are widely spread too - eight in 10
near-retiree households have retirement resources,
and retired Americans are more
likely to get income from a retirement plan
today than they were in the 1970s.
IRAs, 401(k) plans, and other DC plans
account for a large portion of the increase
in retirement assets. Americans have now
amassed $17 trillion in hard assets in these
accounts.
Combined with Social Security, resources
from employer-sponsored plans and IRAs
are helping retirees keep up their standards
of living. At FactsOnRetirement.org,
ICI points to a groundbreaking analysis
of tax data that shows most workers transitioning
into retirement maintained or even
increased their spendable income after claiming
Social Security.
We often hear that the decline of the
traditional DB plan has driven seniors
into dire straits - but that’s not true. Remember,
those traditional pensions are designed
to reward workers who stay for decades
with the same company and end their
careers at that company. Other workers may
receive little or no retirement income from
these plans.
With 401(k) style plans, benefits accrue
more evenly over a worker’s career and
continue to grow as a worker moves from
job to job - which makes them particularly
well suited to America’s mobile workforce.
The research shows that IRAs, 401(k)s, and
similar plans can provide the resources workers
need to live comfortably throughout their
golden years. That’s one reason nearly eight
out of 10 U.S. households have confidence
these plans will help people reach financial
security in retirement.
In general, our retirement system works,
but it can be even better if policymakers
work to build on its strengths. ICI recommends
putting Social Security on a secure
financial footing for future generations,
making it easier for employers to offer retirement
plans, and encouraging innovative
features like auto-enrollment to help more
workers save.
But as a first step, every American needs
the facts. You can get them - along with tips
to make sure your own savings are on the
right track - at www.FactsOnRetirement.org. •
Seniors
We wish everyone a safe and happy holiday season.
Herald Publications Holiday Schedule
Monday, December 31:
Tuesday, January 1:
“And now we welcome the new year.
Full of things that have never been.”
Open 9:00am - 12:00pm
CLOSED Classifieds
The deadline for Classified Ad submission and payment is Noon on Tuesday to appear in Thursday’s paper. Advertisements must be
submitted in writing by mail, fax or email. You may pay by cash, check, or credit card (Visa or M/C over the phone).
Errors: Please check your advertisements immediately. Any corrections and/or changes in an ad must be requested prior to the following
Tuesday deadline in order to receive a credit. A credit will be issued for only the first time the error appears. Multiple runs will only
be credited for the first time the error appears. No credit will be issued for an amount greater than the cost of the advertisement.
Beware: Employment offers that suggest guaranteed out-of-state or overseas positions may be deceptive or unethical in nature. If
you have any doubts about the nature of a company, contact the local office of the Better Business Bureau, (213) 251-9696. Herald
Publications does not guarantee that the advertiser’s claims are true nor does it take responsibility for those claims.
Seeking Apt for Rent
Pleasant, cheerful senior citizen
seeks 1-bedroom or studio apartment
in El Segundo or surrounding areas
for January 1. Nonsmoker. Nondrinker.
No pets. Medical language editor.
Rent range $800 to $1350. Constance
310 456-5454.
Employment
Part-time Sales. Looking for motivated
part-time workers. Inside sales: work
from home and make sales calls.
15% commission on all sales. Outside
sales: territories are Torrance and
El Segundo. Includes walking and
interacting with business owners. 20%
commission on all sales. Seniors and
students welcome. Send resume to
management@heraldpublications.com.
Apartment For Rent
$2100. Downstairs 2 bedrms, 1
bathrm. available now. close to shops,
restaurants, freeway and park. 10
mins to beach, new carpet and blinds,
tile floor, recess lighting, off street
parking, hookups for washer/Dryer.
east side of town. no pets. one year
lease. 310.322.4848.
Employment
GENERAL OFFICE/DATA ENTRY
El Segundo Company. F/T Position.
Must know MS Word/Excel. Customer
Service calls. Data entry of orders,
shipping, receiving and returns. Call
M-F 310-322-3026.
House for Rent
EL SEGUNDO 2 story. 4BD/3BA,
completely remodeled, 2 car garage,
appliances, HW floor, sound proof
system, walk to beach. $4,500.
310-663-9898.
Wanted
WANTED. Collectibles/antiques.
Typewriters, sewing machines,
military, silver, Japan, records, stamps,
coins, jewelry, Chinese, ANYTHING.
Buy/Sell/Trade. We sell for you on
EBAY. Studio Antiques, El Segundo.
310.322.3895.
To appear in next week’s paper,
submit your Classifed Ad by
Noon on Tuesday.
Late Ads will incur
a $20.00 late fee.
– Rainer Maria Rilke
YOU’VE WORKED SO HARD
getting your business off the ground
Please give your business the name it deserves
DBAS PUBLISHED FOR ONLY $75.00
Email dba@heraldpublications.com or call 310-322-1830 for more information.