Page 6 January 3, 2019
5 Ways To Get Financially Fit This New Year
Finance
(BPT) - In 2019, many Americans are
planning for a “better me” in the year ahead.
Gym memberships and diets are at the top of
many lists, but what about financial health?
Losing debt can be just as important as
losing pounds, and financial fitness just as
important as physical fitness.
According to a new survey from Marcus
by Goldman Sachs(R), 74 percent of Americans
think their financial well-being has an
impact on their overall health and 64 percent
feel they are not in the best financial shape
they could be. On top of that, half of those
surveyed (50 percent) think it’s easier to get
into better physical shape than financial shape
and 59 percent consider tracking expenses
and budgeting to be more stressful than trying
a new workout.
Although New Year’s resolutions to improve
financial fitness may seem daunting,
they are achievable, and their effects can be
significant. While it is important to pump
iron and feel great physically, it is equally
beneficial to pump up your savings and take
steps to secure your financial future. Here
are five simple ways to help achieve better
financial fitness in 2019:
1. Trim down debt: Eliminating debt is a
worthy goal shared by many - 78 percent of
those surveyed would rather get rid of their
debt than lose weight. Consider instead a debt
consolidation personal loan such as those
provided by Marcus by Goldman Sachs(R),
which offers fixed-rate, no-fee personal loans
that could help save on interest when compared
to high-interest variable rate credit cards.
2. Set a realistic budget: Every financial
fitness plan should start by establishing a
budget that is both effective and achievable.
The first step in creating one is to identify
your essentials like mortgage or rent, car
payments, tuition loans - and determine how
much each of these expenses cost you per
month. Next, average your spending in key
categories that occur on an ongoing basis, such
as food, gas, clothing, commuting costs and
your gym membership. Combine those two
figures to determine what your actual expenses
and monthly budget are, and any money left
over can be considered discretionary. Part of
each month’s discretionary budget should be
dedicated in advance to savings.
3. Shred unwanted subscriptions: With a
budget in place, it’s all about tracking expenses
and ensuring that your spending aligns
with what your budget requires. There are
many free tools that can help do the work,
such as the personal financial management
app Clarity Money, which monitors recurring
expenses and helps with eliminating
unwanted subscriptions.
4. Pump up your savings: Look for savings
accounts with higher rates that can help
your money make more money. A high-yield
Online Savings Account from Marcus by
Goldman Sachs can earn 4X the national
average, with a 2.05 percent APY (annual
percentage yield)[1]. There is no minimum
deposit required, making it an easy way to
begin growing your savings with the cash
you already have.
5. Find a workout partner: Working out with
a partner at the gym helps to establish shared
goals, while encouraging accountability. The
same is true for financial fitness. Your path to
better financial health could accelerate if you
can partner with a family member, friend or
significant other who’s also interested in their
financial well-being. Plan monthly check-ins,
arrange mini-competitions for saving more
and organize “no spend days” together. You’ll
keep each other responsible and build positive
mutual support along the way.
For more information on approachable
solutions to your financial management, head
to Marcus.com. •
PUBLIC NOTICES
NOTICE TO CREDITORS OF
BULK SALE
(Division 6 of the Commercial Code)
Escrow No. 025443-CM
(1) Notice is hereby given to creditors of the
within named Seller(s) that a bulk sale is about
to be made on personal property hereinafter
described.
(2) The name and business addresses of the
seller are: JOHNNIE’S AUTO BODY SHOP
LAX, INC., 11016 SOUTH LA CIENEGA BLVD,
INGLEWOOD CA 90304
(3) The location in California of the chief executive
office of the Seller is: SAME AS ABOVE
(4) The names and business address of the
Buyer(s) are: CULVER CITY COLLISION
CENTER, LLC, 1473 WELLESLEY AVE,
LOS ANGELES, CA 90025
(5) The location and general description of the
assets to be sold are: CERTAIN FURNITURE,
FIXTURES, EQUIPMENT, GOODWILL,
INVENTORY AND OTHER ASSETS of a
certain business located at: 11016 SOUTH
LA CIENEGA BLVD, INGLEWOOD CA 90304
(6) The business name used by the seller(s)
at said location is: JOHNNIE’S AUTO BODY
SHOP LAX
(7) The anticipated date of the bulk sale is
JANUARY 22, 2019 at the office of: GLEN
OAKS ESCROW, 24018 LYONS AVE. SANTA
CLARITA, CA 91321, Escrow No. 025443-CM,
Escrow Officer: CYNTHIA MOLLER
(8) Claims may be filed with Same as “7” above.
(9) The last day for filing claims is: JANUARY
18, 2019.
(10) This bulk sale is subject to Section 6106.2
of the Uniform Commercial Code.
(11) As listed by the Seller, all other business
names and addresses used by the Seller within
three years before the date such list was sent
or delivered to the Buyer are: NONE.
DATED: DECEMBER 20, 2018
TRANSFEREES: CULVER CITY COLLISION
CENTER, LLC, A CALIFORNIA LIMITED
LIABLITY COMPANY
LA2174342 INGLEWOOD NEWS 1/3/19
Inglewood Daily News Pub. 1/3/19
HI-26289
It’s a new year - full of possibilites -
Believe in yourself!! - Mom
NOTICE OF PUBLIC HEARING
Tentative Parcel Map Application
2018PM01
Tentative Parcel Map No. 80305
PUBLIC NOTICE is hereby given that the
Planning Commission of the City of Hawthorne
will hold a public hearing to consider the following
matter:
TENTATIVE PARCEL MAP NO. 80305: A
request to approve Tentative Parcel Map No.
80305. The existing 130,675 square foot
parcel is proposed to be split into four separate
parcels (Lot 1 = 18,046 sf, Lot 2 = 192,928 sf,
Lot 3 = 11,873 sf, and Lot 4 = 80,825 sf) for
the purpose of facilitating development of the
site with additional office buildings in the future.
PROJECT LOCATION: 14500 Aviation
Boulevard - APN No. 4149-012-047 - City
of Hawthorne, Los Angeles County, State
of California
MEETING DETAILS:
Day: Wednesday
Date: January 16, 2019
Time: 6:00 p.m.
Place: City Council Chambers
4455 West 126th Street
Hawthorne, CA 90250
Those interested in this item may appear
at the meeting and submit oral or written
comments. Written information pertaining
to this item must be submitted to the
Planning and Community Development
Department prior to 5:30 PM January
15, 2019, at 4455 West 126th Street,
Hawthorne, California 90250 or emailed
to mmajcherek@cityofhawthorne.org. For
additional information, you may contact
Maria Majcherek at (310) 349-2972 or at
the email noted above.
ENVIRONMENTAL REVIEW: Tentative
Parcel Map No. 80305 is consistent with
California Environmental Quality Act
(CEQA) Section 15315. Minor Land
Divisions Class 15 consists of the division of
property in urbanized areas zoned for residential,
commercial, or industrial use into four or fewer
parcels when the division is in conformance
with the General Plan and zoning, no variances
or exceptions are required, all services
and access to the proposed parcels to local
standards are available, the parcel was not
involved in a division of a larger parcel within
the previous 2 years, and the parcel does not
have an average slope greater than 20 percent.
PLEASE NOTE that pursuant to Government
Code Section 65009: In an action or
proceeding to attack, review, set aside, void,
or annul a finding, determination or decision
of the Planning Commission or City Council,
the issues raised shall be limited to those
raised at the public hearing in this notice or
in written correspondence delivered to the
Planning Commission or City Council at or
prior to the public hearing.
Hawthorne Press Tribune Pub. 1/3/19
HH-26288
C e r t i f i e d a n d L i c e n s e d P r o f e s s i o n a l s
handyman
TOUCHSTONE
PAINTING • PLASTERING
HANDYMAN
Reasonably Priced – Referrals Upon Request
310-517-9677
30 Year Business and Resident in the South Bay
painting
PAINTERS PLUS
INTERIOR • EXTERIOR
PLUS
IMPROVEMENTS • REPAIRS
FREE ESTIMATES
LOWEST PRICES • GUARANTEED QUALITY
5 YEAR FREE MAINTENANCE
SERVING THE BEACH CITIES
FOR OVER 20 YEARS
CALL DON 310-798-0450
LIC # 726089
plumbing
Phone/Text
310.738.7094
23 YEARS EXPERIENCE
Sewer Video • Hydrojetting • Bonded • Insured
CA LIC. #980971
plumbing
FOR ALL YOUR PLUMBING NEEDS
We offer
Senior Discounts • We match any pricing • Open 24/7 • Free Estimates
License # 537357
1-310-782-1978
roofing
NICK’S ROOFING
SERVICE
Small jobs OK!
310-697-9147
CA License # 1009097
painting
gardening
EL SEGUNDO
GARDENER
Licensed/Bonded
All E.S. Crew, Lawn Service Clean Ups,
Tree Trim, Sprinklers, Handyman, etc.
CALL OR TEXT BRIAN
310-493-7811 310-322-7396
Lic# 100085424
CERTIFIED BUSINESS AND
PROFESSIONAL (B&P) ADS
SIX MONTHS – $450 • ONE YEAR – $800
We will create your B&P ad for you, at no additional cost.
For information or rates, call 310-322-1830.
Interested parties email:
marketing@heraldpublications.com
PICK YOUR NEWSPAPER!
All Four (or Pick And Choose)
For One Price!
Herald Publications newspapers: El Segundo Herald,
Hawthorne Press Tribune, Inglewood Daily News
and Lawndale Tribune. We take Visa and MasterCard.
Please always include your phone number with
your submission. Payment must be received
before ad is published.
RICH’S PAINTING
Specializing in exterior
Quality interior work
Reliable • Reasonable Rates
310-640-9465
SENIOR
DISCOUNTS
ContraCtor
Kitchen and Bathroom Specialist,
Room Additions, Plumbing,
Electrical, Painting
we do it all with our own crew!
licensed, Bonded and insured
cleaning services
Honest & Dependable
Residential, commercial, construction
Thousands of our papers are delivered within miles of your home or business.
YOUR
AD
HERE
YOUR
AD
HERE
handyman
Craftsmanship
Call Manny 310-729-9612
YOUR
AD
HERE
Email to reserve your space
marketing@heraldpublications.com
Cleaning w/a
Woman’s Touch
310-397-5488
YOUR
AD
HERE
Email to reserve your space
marketing@heraldpublications.com
YOUR
AD
HERE
Email to reserve your space
marketing@heraldpublications.com