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Page 6 March 26, 2015 PUBLIC NOTICES NOTICE OF PETITION TO ADMINISTER ESTATE OF: ROBERT S. MITCHELL CASE NO. BP160563 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of ROBERT S. MITCHELL. A PETITION FOR PROBATE has been filed by RICHARD ORA MITCHELL AND ROBIN MARIE MITCHELL in the Superior Court of California, County of LOS ANGELES. THE PETITION FOR PROBATE requests that RICHARD ORA MITCHELL AND ROBIN MARIE MITCHELL be appointed as personal representative to administer the estate of the decedent. THE PETITION requests the decedent’s WILL and codicils, if any, be admitted to probate. The WILL and any codicils are available for examination in the file kept by the court. THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act . (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held in this court as follows: 04/09/15 at 8:30AM in Dept. 29 located at 111 N. HILL ST., LOS ANGELES, CA 90012 IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner KRYSTINA T. TRAN, ESQ. LAW OFFICES OF TRAN & ISERHIEN, PC 4100 NEWPORT PLACE STE 710 NEWPORT BEACH CA 92660 3/12, 3/19, 3/26/15 CNS-2725703# Hawthorne Press Tribune Pub. 3/12, 3/19, 3/26/15 HH-24617 NOTICE OF TRUSTEE’S SALE TS No. CA- 12-502489-CT Order No.: 1132516 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ANTONIO LUNA AND LOURDES LUNA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/23/2006 as Instrument No. 06 0621596 of Official Records in the office of the Recorder of LOS ANGELES County, California; Date of Sale: 4/2/2015 at 9:00 A.M. Place of Sale: Behind the fountain located in Civic Center Plaza, 400 Civic Center Plaza Pomona, CA 91766 Amount of unpaid balance and other charges: $586,732.24 The purported property address is: 4172 - 4172 1/2 W 165TH STREET, LAWNDALE, CA 90260-2941 Assessor’s Parcel No.: 4075-001-018 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-502489-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www. qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-12-502489-CT IDSPub #0078478 3/12/2015 3/19/2015 3/26/2015 Lawndale Tribune Pub. 3/12, 3/19, 3/26/15 HL-24619 NOTICE OF TRUSTEE’S SALE T.S. No. 14-30116 APN: 4078-033-038 PURSUANT TO CIVIL CODE Section 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JAMES PALFREYMAN AND MARISA PALFREYMAN, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 1/3/2008 as Instrument No. 20080012141 in book , page of Official Records in the office of the Recorder of Los Angeles County, California, Date of Sale: 4/9/2015 at 11:00 AM Place of Sale: BY THE FOUNTAIN LOCATED AT 400 CIVIC CENTER PLAZA POMONA, CA 91766 Estimated amount of unpaid balance and other charges: $361,000.92 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 14409 Burin Avenue Lawndale, CA 90260 Described as follows: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST A.P.N #.: 4078- 033-038 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 730-2727 or visit this Internet Web site www.servicelinkasap. com, using the file number assigned to this case 14-30116. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 3/16/2015 Law Offices of Les Zieve, as Trustee 30 Corporate Park, Suite 450 Irvine, CA 92606 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 730-2727 www.servicelinkasap.com Natalie Franklin, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. A-FN4516299 03/19/2015, 03/26/2015, 04/02/2015 Lawndale Tribune Pub. 3/19, 3/26, 4/2/15 HL-24625 SBA proposes to collocate antennas on an existing 65-foot monopalm telecommunications tower. The tower is located at 4881 W. 145th St. Hawthorne, CA 90250. SBA invites comments on the impact the proposed tower may have on Historic Properties. Comments may be sent to Sims & Associates, ATTN: Ms. Seagrave, 350 Society St., Alpharetta, GA 30022. Ms. Seagrave can be reached at (770) 324-6771. [18133] Hawthorne Press Tribune Pub. 3/26/15 HL-24631 Notice of availability of public records of The Freeman & Gladys Wilson Family Foundation, Inc. pursuant to auctions 61.04 (d) of internal revenue code. Notice is hereby given that the annual return of 12/31/14 of the Freeman & Gladys Wilson Family Foundation, Inc., a private foundation is available for public inspection by any interested citizens who request it at the foundation’s principle office located at 14701 Hawthorne Blvd., Lawndale, CA 90260, (310) 676-0188, beginning on the date of this publication and for 180 days thereafter during normal business hours. The principle manager of the foundation is Norman E. Wilson. Pub.: Mar. 26,27,28,29,30,31 Apr. 1,2,3,4,5, 6,7,8, 2015 Lawndale Tribune Pub. 3/26, 4/2/15 HL-24632 NOTICE OF TRUSTEE’S SALE T.S. No. 14-20406-SP-CA Title No. 1611469 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Patricia Struthers, A Married Woman As Her Sole And Separate Property, Who Acquired Title As A Single Woman Duly Appointed Trustee: NATIONAL DEFAULT SERVICING CORPORATION Recorded 11/03/2006 as Instrument No. 06 2446431 (or Book, Page) of the Official Records of LOS ANGELES County, California. Date of Sale: 04/16/2015 at 11:00 AM Place of Sale: By the fountain located at 400 Civic Center Plaza, Pomona, CA 91766 Estimated amount of unpaid balance and other charges: $480,589.81 Street Address or other common designation of real property: 14404 MANSEL AVENUE, LAWNDALE, CA 90260 A.P.N.: 4078-032-044 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The undersigned mortgagee, beneficiary or authorized agent for the mortgagee or beneficiary pursuant to California Civil Code Section 2923.5(b) declares that the mortgagee, beneficiary or the mortgagee’s or beneficiary’s authorized agent has either contacted the borrower or tried with due diligence to contact the borrower as required by California Civil Code 2923.5. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this Internet Web site www.ndscorp. com/sales, using the file number assigned to this case 14-20406-SP-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 03/24/2015 Tiffany and Bosco, P.A. As agent for National Default Servicing Corporation 1230 Columbia Street, Suite 680 San Diego, CA 92101 Phone 888-264-4010 Sales Line 714- 730-2727; Sales Website: www.ndscorp.com/ sales Lana Kacludis, Trustee Sales Supervisor A-4517053 03/26/2015, 04/02/2015, 04/09/2015 Lawndale Tribune Pub. 3/26, 4/2, 4/9/15 HL-24633 slowdowns or problems.” A line of credit is also a means of leverage to help kick-start business growth. “Having the funds for extra inventory for a seasonal push can be tough for a small business,” Salmon says. “The line of credit could permit for that additional purchase of stock and allow you to be more opportunistic.” A less obvious benefit is that it can strengthen your relationship with your financial institution. Making payments on time and abiding by the arrangements associated with its use shows viability of your company and character of management. Should you decide to expand your business, a strong Finance Is A Line Of Credit Right For Your Business? (BPT) - From time to time, your small business may face revenue swings, prompting you to borrow money to meet your shortterm cash and working capital needs. One option is to secure a business line of credit. Small Business Administration defines a line of credit as a loan given by a financial institution to finance short-term current capital needs, such as inventory purchases or operating expenses. “A line of credit is a useful tool for businesses with regular expenses, like paying employees or restocking inventory,” says Jim Salmon, vice president of business services at Navy Federal Credit Union. “It can be tricky deciding whether a line of credit is the right tool for your company, so we help our business members weigh the pros and cons before making the financial decision that’s right for them.” Below, Salmon outlines the pros and cons of a business line of credit. Pros The main benefit of a line of credit is that it acts as a safety net for your business, Salmon says. “It acts like working capital and makes funds available for your business while you wait for payments on accounts receivable,” he explains. “You can rest easy knowing your employees will get paid even with unpredictable, temporary cash flow relationship with your financial institution will help you gain future acquisitions faster. Cros Salmon warns that a line of credit can be easy to misuse and “can get you into trouble.” “As a business owner, you want to monitor how much you access your credit line. Most are variably priced, meaning the rate can change quickly,” he says. Salmon also points out that just like a credit card, you should make the required payments, or your rate could increase sharply. In addition, owners should be aware of any added requirements that might be associated with having access to the line. For example, quarterly accounts receivable reporting and financial requirements regarding liquidity and reporting are common. “Owners should ask themselves if they are ready and willing to commit to such oversight,” he says. Having a line of credit means there is on-record indication of how responsible you are with managing or mismanaging your money. “It will count in the grand scheme of potential credit and be incorporated in any future decisions with your financial institution,” Salmon explains. If you’re interested in obtaining a line of credit for your business, talk to your financial institution about your options. Each institution has its own criteria for obtaining a line of credit, such as two-years-in-business minimum or collateral. Salmon adds that sometimes, “a small business is able to secure a line of credit with the collateral being the assets of the business or personal assets if need be.” If your business doesn’t qualify, Salmon says there are other loan alternatives. For example, Navy Federal recommends a business credit card as a viable option for its members that need funds from time to time for small purchases or cash advances. Follow Salmon’s advice above and talk to your financial institution to see if a business line of credit is right for you. •


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