EL SEGUNDO HERALD January 7, 2021 Page 9
Finance Seniors
Money Moves To Kick Off 2021
(BPT) - Just imagine: Holiday shopping is
behind you, the eggnog has officially worn
off and the seasonal coffee drinks have lost
their allure. A new year is beginning and it’s
time to prepare.
“As you gear up for a new year, it’s important
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Fictitious Business
Name Statement
2020190413
The following person(s) is (are) doing
business as GSE TECHS, 225 REES
STREET, PLAYA DEL REY, CA 90293,
LOS ANGELES COUNTY. Registered
Owner(s): THOMAS ANDREW SPIEGEL,
225 REES ST, PLAYA DEL REY, CA 90293.
This business is being conducted by an
Individual. The registrant commenced
to transact business under the fictitious
business name or names listed above
on: N/A. Signed: THOMAS ANDREW
SPIEGEL, THOMAS ANDREW SPIEGEL,
Owner. This statement was filed with the
County Recorder of Los Angeles County
on November 18, 2020.
NOTICE: This Fictitious Name Statement
expires on November 18, 2025. A new
Fictitious Business Name Statement
must be filed prior to November 18, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 12/17, 12/24,
12/31, 1/7/21 H-2038
Fictitious Business
Name Statement
2020208382
The following person(s) is (are) doing
business as M ADVISORY GROUP,
2377 CRENSHAW BLVD STE 150,
TORRANCE, CA 90501, LOS ANGELES
COUNTY. Registered Owner(s): CALSURANCE
BENEFIT PLANS, INC.,
2377 CRENSHAW BLVD STE 150,
TORRANCE, CA 90501. This business is
being conducted by a Corporation. The
registrant commenced to transact business
under the fictitious business name or
names listed above on: 05/2019. Signed:
CAL-SURANCE BENEFIT PLANS, INC.,
JOHN DANIEL VOGELZANG, President.
This statement was filed with the County
Recorder of Los Angeles County on
December 7, 2020.
NOTICE: This Fictitious Name Statement
expires on December 7, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 7, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 12/24,
12/31, 1/7, 1/14/21 H-2039
Fictitious Business
Name Statement
2020208977
The following person(s) is (are) doing
business as GR ENGINEERING GROUP,
LLC, 433 31ST ST, MANHATTAN BEACH,
CA 90266-3913, LOS ANGELES
COUNTY. AI #ON: 20014310134.
Registered Owner(s): GR ENGINEERING
GROUP, LLC, 433 31ST ST, MANHATTAN
BEACH, CA 90266. This business is being
conducted by a Limited Liability Company.
The registrant commenced to transact
business under the fictitious business
name or names listed above on: 06/2001.
Signed: GR ENGINEERING GROUP, LLC,
GREG RUDE, President. This statement
was filed with the County Recorder of Los
Angeles County on December 8, 2020.
NOTICE: This Fictitious Name Statement
expires on December 8, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 8, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 12/24,
12/31, 1/7, 1/14/21 H-2042
Fictitious Business
Name Statement
2020218806
The following person(s) is (are) doing
business as DIANE SAENZ TODY
CONSULTANT, 429 CALLE DE ARAGON,
REDONDO BEACH, CA 90277, LOS
ANGELES COUNTY. Registered
Owner(s): DIANE MARIE TODY, 429
CALLE DE ARAGON, REDONDO
BEACH, CA 90277. This business is being
conducted by an Individual. The registrant
commenced to transact business under
the fictitious business name or names
listed above on: 03/2012. Signed: DIANE
MARIE TODY, Owner. This statement
was filed with the County Recorder of Los
Angeles County on December 17, 2020.
NOTICE: This Fictitious Name Statement
expires on December 17, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 17, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 12/31, 1/7,
1/14, 1/21/21 H-2043
Fictitious Business
Name Statement
2020224614
The following person(s) is (are) doing
business as EVOLUTION MEDIA, 245 N
BEVERLY DRIVE, BEVERLY HILLS, CA
90210, LOS ANGELES COUNTY. AI #ON:
202005710533. Registered Owner(s):
CARTWRIGHT PRODUCTIONS LLC,
245 N BEVERLY DRIVE, BEVERLY
HILLS, CA 90210.This business is being
conducted by a Limited Liability Corp.
The registrant commenced to transact
business under the fictitious business
name or names listed above on: N/A.
Signed: CARTWRIGHT PRODUCTIONS
LLC, LESLEY FREEMAN, Secretary.
This statement was filed with the County
Recorder of Los Angeles County on
December 23, 2020.
NOTICE: This Fictitious Name Statement
expires on December 23, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 23, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 1/7, 1/14,
1/21, 1/28/21 H-2046
Fictitious Business
Name Statement
2020224616
The following person(s) is (are) doing
business as CHILD COUNSELING &
BEHAVIOR THERAPY CLINIC, 1) 15720
VENTURA BLVD. SUITE 403, ENCINO,
CA 91436, 2) 2021 YGNACIO VALLEY
RD. SUITE C103, WALNUT CREEK,
CA 94598, LOS ANGELES COUNTY.
AI #ON: 2065663. Registered Owner(s):
THE SPEECH PATHOLOGY GROUP,
INC., 2021 YGNACIO VALLEY RD. SUITE
C103, WALNUT CREEK, CA 94598.
This business is being conducted by a
Corporation. The registrant commenced
to transact business under the fictitious
business name or names listed above on:
N/A. Signed: THE SPEECH PATHOLOGY
GROUP, INC., SUSAN M. STARK,
President. This statement was filed with
the County Recorder of Los Angeles
County on December 23, 2020.
NOTICE: This Fictitious Name Statement
expires on December 23, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 23, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 1/7, 1/14,
1/21, 1/28/21 H-2047
Fictitious Business
Name Statement
2020224618
The following person(s) is (are) doing
business as EVOLUTION MEDIA, 245
N BEVERLY DRIVE, BEVERLY HILLS,
CA 90210, LOS ANGELES COUNTY.
AI #ON: 202005710521. Registered
Owner(s): VANOWEN PRODUCTIONS
LLC, 245 N BEVERLY DRIVE, BEVERLY
HILLS, CA 90210. This business is being
conducted by a Limited Liability Company.
The registrant commenced to transact
business under the fictitious business
name or names listed above on: N/A.
Signed: VANOWEN PRODUCTIONS
LLC, LESLEY FREEMAN, Secretary.
This statement was filed with the County
Recorder of Los Angeles County on
December 23, 2020.
NOTICE: This Fictitious Name Statement
expires on December 23, 2025. A new
Fictitious Business Name Statement
must be filed prior to December 23, 2025.
Fictitious Business Name in violation of
the rights of another under Federal, State,
or Common Law (See Section 14400 ET
SEQ., Business and Professions Code).
El Segundo Herald: Pub. 1/7, 1/14,
1/21, 1/28/21 H-2048
to take a hard look at your finances,
and decide what financial habits you should
carry into 2021 and which ones you need to
kick to the curb,” stated Navy Federal Credit
Union’s Senior Vice President of Savings
Products Jaspreet Chawla.
Don’t Ignore Your Debt
Tackling debt can be intimidating, but
also can’t be ignored. Make a game plan
to strengthen your financial situation and
get yourself back on track. For example,
set a deadline for yourself and figure out
exactly how much money you can put toward
your debt on a regular basis to meet
that deadline.
If you have more than one credit card or
other loans, you may be able to consolidate
those debts into one payment at a lower interest
rate. This helps simplify everything by
giving you one payment each month instead
of multiple payments and due dates. Talk to
your trusted financial institution to see what
options are available to you.
Keep Your Emergency
Fund Top-Of-Mind
You don’t want to be left scrambling if
your car breaks down or basement floods,
or worse, if you lose your job. And COVID
-19 has taught us how important it is to
be prepared for the unexpected. It can be
daunting to know where to begin, especially
if you don’t have a fund to cover emergencies
yet.
First, start small. Try putting a set amount
each month into a savings account specifically
for emergencies and make transfers into this
account automatic. If you already have an
emergency fund, consider increasing your
contributions or exploring other tools to
diversify your savings portfolio. In the event
you need to tap into your emergency fund,
it’s important to focus on rebuilding it as
soon as you can.
Differentiate “Needs” From
“Wants” in Your Budget.
It’s a good idea to identify “needs” versus
“wants” to eliminate unnecessary expenses.
Do you have to have the extra streaming
service or bi-weekly manicure? Or what
about frequent take-out meals or the daily
trip to your favorite coffee shop? A few
simple, mindful lifestyle changes now can
make your dollar go a lot farther in the long
run. You might be surprised how much of a
difference it’ll make.
Take Advantage of a
Mix of Savings Tools
Your future self will thank you! From basic
savings accounts to certificates to money
market accounts and beyond, you have many
options to make your money really work for
you. Also explore digital savings tools like
mobile apps to help support your short-term
and long-term financial wellness.
“We work to provide our members with
the tools to improve their financial circumstances
every day and we’re always here to
help,” continued Chawla. “Changing just a
few habits can really make a positive impact
on your financial future.”
Overall, these tips can help pave the way
for a more financially fit year ahead. •
Tips To Help Seniors Exercise
During The Pandemic
(BPT) - By now, most seniors are aware that
they’re among the most vulnerable demographic
groups when it comes to contracting COVID-19.
That said, a recent nationwide poll by Tivity
Health, a national provider of senior fitness,
nutrition and healthy lifestyle solutions, including
SilverSneakers, a community fitness
program designed for older adults, indicates
many are probably not getting the exercise
they need to maintain optimal health.
In the poll, 46% of adult and senior respondents
said the pandemic is preventing them
from attending in-person exercise classes at
local gyms, although 84% noted they’ll return
within a month once attendance is deemed
safe by authorities.
A core challenge is reduced gym access, as
quarantines prove problematic for many older
Americans trying to continue exercise regimens.
Exercise remains critical for seniors to maintain
a healthy immune system that’s able to fight
off disease. Regular workouts can also increase
balance and strength and help prevent falls.
For seniors, falls are an all-too-common threat
and crisis; Johns Hopkins University reports
that 25% of adults 65 or older fall, and three
million are treated in emergency rooms each
year for injuries caused by falls.
“This pandemic has brought great challenges
and stress for seniors. But the good news is,
there are ways to exercise safely and maintain
an active lifestyle,” says Tivity Health president
and CEO Richard Ashworth. “Exercise is vital
for maintaining optimal health, and through
easy-to-access digital and in-person options,
it is our hope seniors can continue or renew
exercise regimens quickly and safely.”
Maintaining regular exercise during COVID
-19 need not be difficult. If you’re a senior
wanting to maintain effective workouts each
day, here are some tips you can follow even
if you’re practicing social isolation.
1) Start slowly. If you haven’t been exercising,
you’ll want to ease into your new routine
gradually. Studies indicate just two weeks of
inactivity (or a 75% reduction in daily steps)
can decrease your muscle strength by 8%, while
dropping 1,000 to 1,500 steps each day can
raise inflammation and blood pressure. Jumpstart
your new regimen with safe exercises
like squats, wall push-ups, light weightlifting
regimens and taking walks (keeping distance
from others for safety).
2) Subscribe to a digital exercise program.
You do not need to leave your home to exercise
each day. That’s especially true if you sign
up for a high-quality digital regimen that fits
well with your exercise goals and preferences.
In fact, 56% of seniors responding to the poll
said their future workout plans call for participating
in online classes two to three times per
week. Instructor-led online exercise sessions are
being offered to all SilverSneakers members.
In addition, free Facebook Live classes led by
SilverSneakers national trainers are broadcast
multiple times a week. The national fitness
membership organization designed the virtual
series to help seniors stay in shape while still
following precautions during the pandemic.
3) Avoid prolonged sitting. Even if you must
set a timer to remind yourself, take frequent
breaks from sitting and engage in rejuvenating
strolls - or simply take part in activities that
involve standing. The point is to avoid being
sedentary for long intervals of time.
4) Use others as motivation. In the poll,
44% of responding seniors said they’re motivated
to return to their fitness centers to see
and socialize with friends. If you feel more
motivated when not exercising all by yourself,
you might optimize FaceTime, Zoom or even a
quick phone call to interact with fitness-minded
others as you work out at home.
5) Check out local fitness centers. Before
attending local gyms, learn what they’re doing
to keep their customers safe and to align
with recommended CDC guidelines. If you
feel safe enough to participate, exercise in
open spaces where you can maintain six feet
of distance from others. You might also check
out low-intensity options such as water exercise
classes, yoga or Tai Chi.
Whether you’re staying at home or practicing
safe social distancing while out and about,
there’s no need to give up the exercise that can
help you maintain optimal health during the
pandemic. Take steps now to ensure you’re
taking good care of yourself through ageappropriate
workouts and movement.
For more information, visit silversneakers.
com. •
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