Page 16 August 16, 2012 TORRANCE TRIBUNE Seniors telemarketingfrom page 7 Your Money Has a Lifespan, Too This is one more reason why it’s important to read every document and email carefully (ARA) - Ever tried to calculate how long financial goals, not everyone has plans 2. Reflect on your current state of before signing or checking “I agree” to the you might live? How much you’ll need to to achieve them,” says Greg Oberland, financial security. fine print. save for retirement? If you retire at age 65, Northwestern Mutual executive vice Ask yourself, “Do I feel financially Jason Alderman directs Visa’s financial are you financially prepared to live 30 more president. “Developing a plan to reach your prepared to live a long life?” Then, put education programs. To Follow Jason Alderman years? Or, will you outlive your money? goals provides confidence that you won’t your answer into perspective by playing the on Twitter: www.twitter.com/PracticalMoney. • These are important questions to ask, outlive your savings.” “Get Your Financial Security Score,” game. Imagine2_3Pbw 3/13/06 2:53 PM Page 1 as Americans are living longer than ever On the bright side, respondents say they’re The free mobile game (also available on before. In fact, for couples aged 65, there taking positive steps to pay down their debt, Facebook) awards users with customized imagine stopping the progression of Alzheimer’s is a 50 percent likelihood the husband or develop a budget, save a portion of their financial tips based on responses to a variety wife will live to age 94, according to the paycheck regularly, build up an emergency of personal finance-related statements. But I can imagine… and hope for… a world without thisI have friends and loved ones suffering from Alzheimer’s. Society of Actuaries. This can mean more fund and organize financial documents. 3. Help your kids develop good “saving” terrible disease. years to enjoy retirement - if your money “These are good first steps to enhance habits early. You can help make a difference. A major brain imaging study led by theNational lives as long as you do. one’s current financial well-being,” says Endorsed by the American Library Institutes of Health may help us learn how to stop the progression of Alzheimer’s.Please consider joining the study if you are between 55 and 90 and: A recent study from Northwestern Mutual Oberland. “But looking at these steps in Association as “a great web site for kids,” • are in good general health with no memory problems, OR took a look at Americans’ financial planning the context of a comprehensive plan (that TheMint.org offers games, activities and • have a diagnosis of early Alzheimer’s disease. OR• are in good general health but have memory problems or concerns, (and saving) habits. The data reveals that offers flexibility as circumstances change useful information for kids, as well as many feel financially unprepared to live over time) can help provide long-term meaningful content for parents and teachers. author, poet, educatorMaya Angelou longer. financial security.” By teaching your children the value of Only 56 percent of Americans surveyed In other words, planning can help you money early on, you reduce the odds they’ll say they feel financially prepared to live to manage how long your money lasts. Keep need your financial assistance later in life. age 75. Less than half (46 percent) indicate in mind, a prudent plan should work no That means you can focus on putting more they feel prepared to live to age 85. And matter how long you live in retirement. money towards your retirement. only 36 percent say they feel prepared to here are a Few iDeaS that 4. Start talking about your personal live to age 95. may heLp yoU SoLiDiFy yoUr finances. The research also shows that half of FinanCiaL pLanS: Meet with an experienced financial Americans take an informal approach to 1. Consider your own longevity. professional who can help tailor a plan financial planning - if they have a plan Longevity calculators like Northwestern to accumulate and protect your financial Photo: Courtesy of DwightCarter.com at all. Moreover, most feel their planning Mutual’s lifespan calculator can help you resources. Consider how your financial plan For more information, call 1-800-438-4380 or visit www.alzheimers.org/imagine. needs improvement. understand how long you may need your today can help you build financial security “While Americans see the value in setting money to last. for future life events. • business & professional directory alarms flooring handyman painting plumbing KIRK FLOORING BILL’S HOME AND APARTMENT RICH’S PAINTING FOR ALL YOUR PLUMBING NEEDSMAINTENANCE We offer LOW VOLTAGE SERVICES carpet (310) 322-6099 Specializing in apartment turn around and home repairs. 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