Page 9

Torrance_120414_FNL_lorez

TORRANCE TRIBUNE December 4, 2014 Page 9 Finance Holiday Shoppers Have More Money To Spend Than They Think (BPT) - Having a happy holiday shouldn’t mean stretching your finances paper thin. But many Americans already know they’ll likely go over their holiday budgets this year, which can mean financial stress in the new year. Fortunately, a few unexpected tricks and shopping strategies can help make your holiday dollars go further - and you might even have a few bucks leftover for yourself. The average person is expected to spend $804 this holiday season, according to a 2014 National Retail Federation survey. Furthermore, 66 percent of Americans who “Having a happy holiday shouldn’t mean stretching your finances paper thin. But many Americans already know they’ll likely go over their holiday budgets this year, which can mean financial stress in the new year.” shop for winter holiday gifts report they typically go over their budgets, according to a Coinstar survey, spendiang an average of $116 more than they planned. To battle the bulk spending, people are cutting indulgences like eating out (53 percent) and entertainment (52 percent). “The holidays are meant to be a time of joy and celebration, but one thing is certain, we can all use a little extra cash this time of year - for gift giving, holiday meal planning or donating to charity,” said Jim Gaherity, president of Coinstar. “Fortunately for many consumers, extra money is hiding all around - whether it be in the form of coins or gift cards they may never use.” Finding unexpected money is a great start to boosting holiday budgets, but to make those dollars go as far as possible, watch sales closely. In fact, discounts remain the No. 1 factor influencing holiday purchases, according to the NRF survey. The best way to shop smart is to start early - not only does this give you time to hunt for deals, it also spreads out holiday spending. Look for BOGO sales (buy one, get one), shop Sunday ads, and download apps that make it easy to compare prices. Track free giveaways for early bird customers when shopping in stores. When shopping online, always seek out free-shipping options which are plentiful during the holiday season. To maximize your holiday funds, look for additional sources of money. Now is a great time to go through your gift cards, too. Sitting on gift cards that you will never use? If so, consider exchanging them for cash. This is also a great option when the holidays are done and you have received gift cards you don’t plan to use. Holiday shopping can quickly get overwhelming, so to control spending before it gets out of hand, determine a budget and stick to it. Start by making a list of gift recipients to ensure you remember everyone and there aren’t any surprise additions at the last minute. Another budget savvy trick is to always pay with cash; it makes spending money feel tangible compared to paying with credit, plus you won’t have a big bill to pay off in a month when it comes in the mail. There are a lot of ways for shoppers to stay under budget this holiday season; it’s just a matter of getting creative and looking for unexpected ways to boost your budget. • Looking Up Best View Yet of Jupiter’s Moon Europa Based on press releases from NASA and ESO, provided by Bob Eklund Scientists have produced a new version of what is perhaps NASA’s best view of Jupiter’s ice-covered moon, Europa. The mosaic of color images was obtained in the late 1990s by NASA’s Galileo spacecraft. This is the first time that NASA is publishing a version of the scene produced using modern image processing techniques. The image features many long, curving and linear fractures in the moon’s bright ice shell. Scientists are eager to learn if the reddish-brown fractures, and other markings spattered across the surface, contain clues about the geological history of Europa and the chemistry of the global ocean that is thought to exist beneath the ice. In addition to the newly processed image, a new video (http://youtu.be/kz9VhCQbPAk) NASA’s Galileo Spacecraft took this new image of Europa, an icy moon that orbits Jupiter. This is the largest, clearest image yet of Europa’s surface. Image credit: NASA/JPL-Caltech/SETI Institute details why this likely ocean world is a high priority for future exploration. Hidden beneath Europa’s icy surface is perhaps the most promising place in our solar system beyond Earth to look for present-day environments that are suitable for life. The Galileo mission found strong evidence that a subsurface ocean of salty water is in contact with a rocky seafloor. The cycling of material between the ocean and ice shell could potentially provide sources of chemical energy that could sustain simple life forms. “Spooky” Alignment of Distant Quasars New observations with ESO’s Very Large Telescope (VLT) in Chile have revealed alignments over the largest structures ever discovered in the universe. A European research team has found that the rotation axes of the central supermassive black holes in a sample of quasars are parallel to each other over distances of billions of light-years. The team has also found that the rotation axes of these quasars tend to be aligned with the vast structures in the cosmic web in which they reside. Quasars are galaxies with very active supermassive black holes at their centers. These black holes are surrounded by spinning discs of extremely hot material that is often spewed out in long jets along their axes of rotation. Quasars can shine more brightly than all the stars in the rest of their host galaxies put together. A team led by Damien Hutsemékers from the University of Liège in Belgium used the VLT to study 93 quasars that were known to form huge groupings spread over billions of light-years, seen at a time when the universe was about one-third of its current age. “The first odd thing we noticed was that some of the quasars’ rotation axes were aligned with each other—despite the fact that these quasars are separated by billions of light-years,” said Hutsemékers. The team then went further and looked to see if the rotation axes were linked, not just to each other, but also to the structure of the universe on large scales at that time. When astronomers look at the distribution of galaxies on scales of billions of light-years they find that they are not evenly distributed. They form a cosmic web of filaments and clumps around huge voids where galaxies are scarce. This intriguing and beautiful arrangement of material is known as large-scale structure. The new VLT results indicate that the rotation axes of the quasars tend to be parallel to the large-scale structures in which they find themselves. So, if the quasars are in a long filament then the spins of the central black holes will point along the filament. The researchers estimate that the probability that these alignments are simply the result of chance is less than 1%. • dba@heraldpublications.com public notices legalnotices@heraldpublications.com The road to success and the road to failure are almost exactly the same. -- Colin R. Davis Fictitious Business Name Statement 2014318901 The following person(s) is (are) doing business as INTEGRAL REALTY GROUP, 1440 23RD ST., #211, SANTA MONICA, CA 90404, LOS ANGELES COUNTY. Registered Owner(s): CHRISTIAN FRANCIS SCHOENTAG, 1440 23RD ST. #211, SANTA MONICA CA, 90404. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name listed above on: n/a. Signed: CHRISTIAN SCHOENTAG, OWNER. This statement was filed with the County Recorder of Los Angeles County on November 07, 2014. NOTICE: This Fictitious Name Statement expires on November 07, 2019. A new Fictitious Business Name Statement must be filed prior to November 07, 2019. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. November 13, 20, 27, December 4, 2014 H-1177 Fictitious Business Name Statement 2014321648 The following person(s) is (are) doing business as NELSON’S PROCUREMENTS AND SALES, 10811 S. ST. ANDREWS PL., L. A., CA 90047, LOS ANGELES COUNTY. Registered Owner(s): ERIC NELSON, 10811 S. ST. ANDREWS PL., L.A., CA, 90047. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name listed above on: 11-12- 14. Signed: ERIC NELSON, OWNER. This statement was filed with the County Recorder of Los Angeles County on November 12, 2014. NOTICE: This Fictitious Name Statement expires on November 12, 2019. A new Fictitious Business Name Statement must be filed prior to November 12, 2019. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. November 20, 27, December 4, 11, 2014 H-1178 Fictitious Business Name Statement 2014312599 The following person(s) is (are) doing business as TINA’S NAILS SPA, 321 RICHMOND ST., EL SEGUNDO, CA 90245, LOS ANGELES COUNTY. Registered Owner(s): TINA TUYET TRAN, 4903 W. 129TH ST., HAWTHORNE, CA 90250. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name listed above on: 10/31/2014. Signed: TINA TRAN, OWNER. This statement was filed with the County Recorder of Los Angeles County on OCTOBER 31, 2014. NOTICE: This Fictitious Name Statement expires on OCTOBER 31, 2019. A new Fictitious Business Name Statement must be filed prior to OCTOBER 31, 2019. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald Pub. December 4, 11, 18, 25, 2014 H-1179 Fictitious Business Name Statement 2014333689 The following person(s) is (are) doing business as 1) TTB CORP, 2) TTB, 3) TTB TECHNICAL, 4020 PV DRIVE NORTH, STE 200, ROLLING HILLS, CA 90274, LOS ANGELES COUNTY. Registered Owner(s): TOP TO BOTTOM CORPORATION, 4020 PV DRIVE NORTH, STE 200, ROLLING HILLS, CA 90274. This business is being conducted by a corporation. The registrant commenced to transact business under the fictitious business name listed above on: n/a. Signed: Top to Bottom Corporation, Robert McConnell, President. This statement was filed with the County Recorder of Los Angeles County on November 21, 2014. NOTICE: This Fictitious Name Statement expires on November 21, 2019. A new Fictitious Business Name Statement must be filed prior to November 21, 2019. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: December 4, 11, 18, 25, 2014 H-1180 you can fax your filed form to 310-322-2787 the publishing cost is $75 for more detailed information call 310-322-1830 ext. 23


Torrance_120414_FNL_lorez
To see the actual publication please follow the link above