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Page 4 July 9, 2015 TORRANCE TRIBUNE puz MEDIUM Strong Suits by Myles Mellor 07.09.15 PUZZLE - 181 WEEKLY CROSSWORD See Answers Next Week Strong Suits 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 62. Is disappointed 65. HOMES part 66. Fed. agency 67. “___ Heartbeat” (Amy Grant hit) 68. Lodge 69. Wee bit 70. Taste, e.g. Down 1. Closing bars 2. Spiced stew of meat and vegetables 3. Apartment 4. Automaker 5. Chole follower 6. “That’s disgusting!” 7. List of candidates 8. The dawn 9. G-men 10. “The Departed” star, first name 11. Lingo 12. Belief 13. Oil of wintergreen, e.g. 18. Chaos 19. Excite 24. Like a stuffed shirt 26. Chemistry Nobelist Hahn Sudoku Solution 1. Homesteads 6. One of seven branches 10. Tie up 14. Prorate 15. Bond 16. Drops the ball 17. Was no pushover 20. Zen state 21. Nonsense 22. Literary piece 23. Flipper 25. Helicopter part 27. Go this way and that Last Week’s Answers 27. Made up a story 28. Runners 30. Run down Down 31. Equal 33. Former Portuguese colony in India 35. Word before and after “against” 36. Just manages, with “out” 37. Nile biter 39. Embellish richly 40. Elijah’s successor 41. Tolkien creatures 46. Musical composition 48. Navel Academy students (1st year) 49. Yearn (for) 50. Locks up 51. Listening 52. 4:1, e.g. 54. Blow 57. Case 59. Dated 60. Canal zones? 61. Hebrides island 63. Finish (up) 64. Group with troops 1. Closing bars 2. Spiced stew of meat and 3. Apartment 4. Automaker 5. Chole follower 6. "That's disgusting!" 7. List of candidates 8. The dawn 9. G-men 10. "The Departed" star, first 11. Lingo 12. Belief 13. Oil of wintergreen, e.g. 3 7 9 2 1 4 6 8 5 1 4 8 5 6 3 2 9 7 5 6 2 9 7 8 3 4 1 9 5 6 1 4 2 7 3 8 7 8 4 3 5 6 9 1 2 2 3 1 8 9 7 5 6 4 8 9 3 4 2 5 1 7 6 4 2 7 6 3 1 8 5 9 6 1 5 7 8 9 4 2 3 Across 1. Homesteads 6. One of seven Across branches 10. Tie up 14. Prorate 15. Bond 16. Drops the ball 17. Was no pushover 20. Zen state 21. Nonsense 22. Literary piece 23. Flipper 25. Helicopter part 27. Go this way and that 29. Some 31. Bananas 32. Hairpiece 34. Tennis great Gibson 38. Strong features 42. Store, as fodder 43. Pitcher’s asset 44. Energy 45. Italian money 47. Thickets 50. Funny guys 53. Spring (from) 55. After 56. Prince, e.g. 58. Makes fun of O 1 B 2 T 3 R 4 U 5 D 6 E 7 D 8 R 9 I 10 P 11 R 12 A 13 P 14 P 15 A R A S I T E E 16 N R O B E T 17 H E M E D A L O 18 F H O N O R S 19 T E P S T 20 R U E SUDOKU by Myles Mellor and Susan Flanagan 21 C 22 H A F E R 23 M 24 E 25 Each Sudoku puzzle consists G of a 9X9 grid that has been subdivided grids of 3X3 squares. To solve the puzzle each row, column of the numbers 1 to 9. Puzzles come in three grades: easy, medium Level: Medium Classifieds The deadline for Classified Ad submission and payment is Noon on Tuesday to appear in Thursday’s paper. Advertisements must be submitted in writing by mail, fax or email. You may pay by cash, check, or credit card (Visa or M/C over the phone). Errors: Please check your advertisements immediately. Any corrections and/or changes in an ad must be requested prior to the following Tuesday deadline in order to receive a credit. A credit will be issued for only the first time the error appears. Multiple runs will only be credited for the first time the error appears. No credit will be issued for an amount greater than the cost of the advertisement. Beware: Employment offers that suggest guaranteed out-of-state or overseas positions may be deceptive or unethical in nature. If you have any doubts about the nature of a company, contact the local office of the Better Business Bureau, (213) 251-9696. Herald Publications does not guarantee that the advertiser’s claims are true nor does it take responsibility for those claims. Legal Aid for Elders Failing to Update Beneficiaries May Benefit Your Ex MEDIUM puz 181 - 1 (unmodified) S 26 A 27 M 28 W 29 O E F 30 L E M 31 I S H A 32 V O G 33 A D R O 34 O 35 N T O H 36 O N O R A B L E 37 J 38 U 39 D G E S A 40 W A Y D 41 R U P E L E T R 42 E D A C 43 T 44 S 45 I 46 D S E 47 M S A 48 D S L 49 I T A 50 N Y A 51 R I D O 52 B 53 E 54 S 55 E 56 H 57 O 58 N 59 O 60 R A R Y C 61 I 62 T I Z E N E 63 D U C E D T 64 O T T E R E D R 65 E B A T E A 66 L S O R A N S SUDOKU Medium 9 3 6 7 5 2 7 2 2 7 9 8 3 9 8 7 2 1 3 9 4 2 7 6 2 5 5 9 1 6 4 8 Each Sudoku puzzle consists of a 9X9 grid that has been subdivided into nine smaller grids of 3X3 squares. To solve the puzzle each row, column and box must contain each of the numbers 1 to 9. Apt. 1, $795.00. 310-641-2148 or 310-365-1481. Yard Sale Saturday July 11 8am-1pm 702 Redwood Ave. All kinds of everything! hardwood floors, W/D hookups, small patio, 2 car garage. Center of town. $2600/month. 310-322-3151 Moving Sale Fri/Sat Jul 10-11 7-3. Chairs, table, steel flat file, 3 bike car carrier, jigsaw, table saw, belt sander, hard rock topanga mountain bike, miscellaneous. Behind 343 Richmond St in the alley between Grand and Holly. Room for Rent Clean, furnished or unfurnished, one room, but access to whole house, locked door. 346 Virginia, El Segundo, Garage Sale Sunday at 8am. 730 California Street. Stackable washer and dryer, electronics, and other miscellaneous items. No early birds! Help Wanted Specialty Doors hiring full time apprentice for Door Technician position. Must pass background + drug tests and have mechanical skills. Benefits include, 401K, Healthins, vacation- call 213-223-3933. House for Rent 2BD/1BA completely refurbished, Follow Us on Twitter @heraldpub To appear in next week’s paper, submit your Classifed Ad by Noon on Tuesday. Like Us on Facebook By R Christine Brown, southbayelderlaw.com Fran had just learned that her deceased husband Ed’s life insurance proceeds were going to be paid to his ex-wife Sally. As Fran found out from her lawyer, beneficiary designations can be the trump card of estate planning. You heard that right. The ex-wife Sally will get the life insurance proceeds. It doesn’t matter what the will says in these circumstances. With certain financial instruments the beneficiary designations have authority to control the asset disposition regardless of other provisions. A recent WMUR article, titled “Money Matters: The trump card of estate planning” sets out a handful of good pointers to remember. As we’ve just read, assigning and frequently reviewing your beneficiary designations is a critical part of estate planning. Those assets whose beneficiary designations “trump” any wills or estate directives include the following: Individual and group life insurance; traditional and Roth IRAs; qualified retirement plans, such as 401k’s; ESOPs (Employee Stock Option Plans); Contractual rights under deferred compensation plans; and employment contracts Remember that making a change in your will or your trust doesn’t automatically make changes to all of your assets listed in those documents. Talk with an estate planning lawyer to cover all of the bases. You want to make sure that your beneficiary designations are updated and in sync with your overall estate planning strategy and its documents. Here are a couple of other thoughts: always name primary and contingent beneficiaries, and when you make any changes to these documents, get a confirmation from the receiving institution that the changes were actually made and reflect your wishes. Finally, retain copies of your beneficiary documentation, as it might be some time before these materials are needed. You want to make sure that the paperwork can be found easily. Again, it’s wise to speak to an experienced estate planning attorney with your questions regarding beneficiary designations and to get sound advice on your estate planning. Please visit our website for information on elder law, Medi-Cal Planning and estate planning issues, and sign up for our free monthly e-newsletter.  The  archive on our website contains numerous blog posts on these legal areas as well.  You can also “friend” us on Facebook (R Christine Brown) to receive periodic posts on elder law issues. • PUBLIC NOTICE Complaint for Quiet Title DISTRICT COURT CLARK COUNTY, NEVADA CASE NO: A-15-714713-C DEPT. NO. 16 FRANK SCHULZ AND DIANE CHONACKISCHULZ LIVING TRUST DATED MARCH 12, 2012, by and through DIANE CHONACKISCHULZ and FAITH SELZER Co-Trustees Plaintiff, vs. ERICH SCHULZ individually and as Trustee of the Schulz Living Trust dated May 1, 1993. Defendants. SUMMONS – CIVIL NOTICE! YOU HAVE BEEN SUED. THE COURT MAY DECIDE AGAINST YOUW ITHOUT YORU BEING HEARD UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO THE DEFENDANT(S): A civil Complaint has been filed by the Plaintiff(s) against you for the relief set forth in the Complaint. If you intend to defend this lawsuit, within 20 days after this Summons is served on you, exclusive of the day of service, you must do the following: File with the Clerk of this Court, whose address is shown below, a formal written response to the Complaint in accordance with the rules of the Court, with the appropriate filing fee. Serve a copy of your response upon the attorney whose name and address is shown below. Unless you respond, your default will be entered upon application of the Plaintiff(s) and failure to so respond will result in a judgment of default against you for the relief demanded in the Complaint, which could result in the taking of money or property or other relief requested in the Complaint. If you intend to seek the advice of an attorney in this matter, you should do so promptly so that your response may be filed on time. The State of Nevada, its political subdivisions, agencies, officers, employees, board members, commission members and legislators each have 45 days after service of this Summons within which to file an Answer or other responsive pleading to the Complaint. STEVEN D. GRIERSON CLERK OF COURT By: Deputy Clerk Regional Justice Center 200 Lewis Avenue Las Vegas, NV 89155 Submitted by: Gregory A. Ring Gregory A. Ring Attorney for the Plaintiff NOTE: When service is by publication, add a brief statement of the object of the action. See Nevada Rules of Civil Procedure 4(b). Torrance Tribune Pub. 7/2, 7/9, 7/16, 7/23/15 HT-24771


Torrance_070915_FNL_lorez
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