May 1, 2014 Page 3 Seniors Finance Caught In a Data Breach? How to Reclaim Control of Your metro.net/srtp2014 14-1814ps ©2014 lacmta Credit and Identity We’re delivering on our promise. The Draft 2014 Short Range Transportation Plan is available for public comment. The Plan highlights how Metro is delivering on projects and programs over the next ten years. Attend a Community Meeting in your area: May 6, 2014, 6:30pm san gabriel valley El Monte Metro Bus Station 3rd Floor 3449 Santa Anita Av El Monte, CA 91731 May 7, 2014, 6:30pm gateway cities Salt Lake Park Recreation Center Lounge 3401 E Florence Av Huntington Park, CA 90255 May 8, 2014, 6:30pm south bay cities Hawthorne Memorial Center 3901 W El Segundo Bl Hawthorne, CA 90250 For more information, visit metro.net/srtp2014 or call the hotline at 213.922.2833. If you are not able to attend a meeting, you can still submit comments by May 12, 2014 to: Countywide Planning & Development One Gateway Plaza Mail Stop: 99-23-2 Los Angeles, CA 90012 Attention: Robert Cálix metroplan@metro.net All Metro meetings are held in ADA accessible facilities. Translations and other ADA accommodations are available by calling 213.922.2833 at least 72 hours in advance. 323.466.3876 Español 中文 한국어 日本語 Tiếng Việt ภาษาไทย Հայերէն hgmfm русский Smart Shopping Tips for Budget-Savvy Baby Boomers Classifieds The deadline for Classified Ad submission and payment is Noon on Tuesday to appear in Thursday’s paper. Advertisements must be submitted in writing by mail, fax or email. You may pay by cash, check, or credit card (Visa or M/C over the phone). Errors: Please check your advertisements immediately. Any corrections and/or changes in an ad must be requested prior to the following Tuesday deadline in order to receive a credit. A credit will be issued for only the first time the error appears. Multiple runs will only be credited for the first time the error appears. No credit will be issued for an amount greater than the cost of the advertisement. Beware: Employment offers that suggest guaranteed out-of-state or overseas positions may be deceptive or unethical in nature. If you have any doubts about the nature of a company, contact the local office of the Better Business Bureau, (213) 251-9696. Herald Publications does not guarantee that the advertiser’s claims are true nor does it take responsibility for those claims. Room for Rent Room for rent west side ES private bath $725 per month available after May 5th. 310 739 9601 Townhouse for Rent 2 master bedrooms 2 1/2 bath townhouse apt 126 Virginia. Available 6/18 rent $2325. (310) 545-2845. EUCALYPTUS UNIT A, ES S & L PPTY MGMT 310-350-4096 For Rent 2bd, 2ba, 2 car gar, quiet bldg. $1800 mo. open house 5/3 10-1 562-606-4131 Garage For Rent Garage for Rent $200 a month in Lawndale leave message (310) 644-0636. Garage Sale Sat. May 3rd. 8AM 206 W. Oak Ave. Lots of stuff! Apartment For Rent 1 Bedroom apartment with immaculate view of the City. 707 East Grand for $1,300 a month. 1 room in a house with full house privileges for $600 a month including utilities. (310)365-1481 or (310)641-2148. For Rent 3 BED 2.5 BATH FRONT HOUSE Newly remodeled, new KIT/BATHS, Stainless Appliances, H/W Floors, FP Available 5/1 2 Car Garage. WONT LAST $3400 GREAT EL SEGUNDO LOCATION 738 To appear in next week’s paper, submit your Classifed Ad by Noon on Tuesday. (BPT) - While the economy is moving again, many Americans - baby boomers included - continue to realize the importance of good money management skills. Boomers are focused on making the most of their money by boosting earnings, investing more and shopping smarter. “Smart shopping isn’t about spending less on something, but about making sure you get the best value for the money you spend,” says America’s top lifestyle expert and author Mar Jennings. “Fortunately, with some savvy shopping tactics, it’s possible to stretch your dollars without skimping on your lifestyle.” Jennings offers some sMARt shopping tips for boomers: • Plan shopping trips before you leave the house. Make lists, map out your route and consolidate errands into one trip. You’ll not only save time and gas, you’ll cut down on impulse buys that will affect how much you spend overall. • Keep quality in mind when you’re tempted to buy less expensive brands of everyday necessities. For people with bladder control issues, Depend Underwear with new Fit-Flex protection is a smart buy because it offers a discreet fit that helps give you the freedom and confidence you need every day. • Try samples before investing in a fullsized product. Many manufacturers offer free samples of everyday items - like laundry detergent or personal care products - through their websites. For example, you can request a free sample of Depend Underwear with new Fit-Flex protection at www.Depend. com. Sampling products can help ensure you spend money only on things that you know you’ll use and work well for you. • If you have the storage space, don’t be afraid to stock up when something you use often is on sale. Buying something you know you will use when the price is right ensures you won’t end up paying more when you run out of it. • Coupon, coupon, coupon! Digital coupons have made it easier than ever to save. Consumers have embraced high-tech mobile coupons as a “green” and convenient alternative to traditional paper coupons. Look for a free app, like Retail Me Not, that allows you to select your favorite stores and use online or in-store coupons. You can even opt in to receive emails with additional discount offers. • When you’re buying a big-ticket item, ask for a discount, even if none is advertised. More retailers these days are open to negotiation, and often the difference between paying full price and getting a discount is simply asking for one. • Pay cash whenever possible and minimize credit card purchases. It’s human nature - and a tried-and-true tactic - that seeing actual dollar bills go out of your wallet underscores the fact that you’re spending real money. Paying with a credit or debit card often doesn’t have the same psychological effect. Spending cash can make you think twice about impulse purchases. • (BPT) - By the end of the first quarter 2014, more than 200 data breaches compromised millions of consumer records, according to the Identity Theft Resource Center, which keeps track of reported data breaches. Stunned? Data breach stats are even more staggering if you’re among the millions of Americans caught up in one every year. In addition to the potential monetary loss and identity theft risks, data breaches can also rob you of your sense of security and confidence. When you learn you’ve been involved in a data breach, it’s important to take steps to help protect your identity and financial accounts, and to rebuild your sense of security. Often, breached organizations will offer affected customers some form of credit monitoring for a set period of time (usually one year) after the breach. While such services may go a long way toward making you feel more secure, be sure you understand exactly what the offered product can - and can’t - do to help you recover from the potential impact of a data breach. Data breaches, credit monitoring and identity theft risks Consumers whose personal or financial information is compromised in a data breach may be at greater risk of experiencing identity theft. In 2013, more than 13 million Americans experienced identity fraud, according to a study by Javelin Strategy. Credit monitoring products aim to help minimize identity theft risks by keeping an See Finance, page 8
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