Page 10 January 10, 2013 We’re cutting back our spending... ...and saving more for a while. Newspaper Fun! www.readingclubfun.com Annimills LLC© 2012 V9-54 We set a goal. Then save The Family Budget for it. There’s a “bottom to every family’s pocketbook.” So, many families sit down and talk about money matters and ways they can work together to stay inside the family budget. One thing they talk about are the things the familyneeds: shelter, food, clothes and so on. After that, they can talk about things theywant to have, but that are not truly necessary. They might put limits on spending any extra money or find ways to cut back a bit, if needed. W V A C A T I O N T L T T N U H S E S X O A M What things do familiesneed to budget for? What things are nice to F U D K X J C C U F D Q V G N V N E W T O Y O have or do, but are “extras” that theywant?Read each item and circle A U X E W N Z O W H U S Z S T G G R N W Q S H “W” for things a family might want and “N” for things they need. M X I W N J R I M C A R H E U F O O D S W H E 1. clothes W N 12. magazines W N I J Z B A E E Q W P A R L D V P H E E T A E A 2. furniture W N 13. food W N L A D T N T K J L C U B I N T U R A K C E L T 3. new toy W N 14. water W N Y D Q N B C E B A D A T X L K W D R S H X T B 4. amusement parks W N 15. dinner out W N P U I E J Y E R P C Y Y E C E L Z P H Z N E S 5. transportation W N 16. family phone W N H D G B I R T P O Y X S I R T F L T G V F R T 6. electricity W N 17. computer W N O L F C H X T V K F U R N I T U R E L V M T X 7. newer furniture W N 18. candy W N N S H L E Q Z P U A M U S E M E N T P A R K S 8. shelter W N 19. extra car W N E A Q O U T R A N S P O R T A T I O N T H M K 9. heat W N 20. cable T.V. W N G V W T C A N D Y P I K E L E C T R I C I T Y 10. savings W N 21. video games W N Z I H H U V H W E F M W P E B Y O S D G R Y X 11. vacation W N 22. taxes W N P N L E P M N E W E R F U R N I T U R E Q L M Y G U S D P J O M I I T R J U I S J D P N K Q Next, find and H S M A G A Z I N E S J B S C J I P T K O N S circle each word in the family’s house. D Y A V I D E O G A M E S I Z Q K C T A X E S Our class got together to brainstorm ideas for ways Brainstorming Ideas 1 2 heat kids can help with their family budgets. You can talk deals(Using Money Wisely) to your parents and choose which ideas might work for you! 3 4 lunches clothes Spend time at your libraryreading, 5 6 playing games 7 or using computers! 10 car 8 pajamas Read our ideas to fill in the crossword puzzle: 1. save extra __________ and put them in a jar Public library 9 shower 3. rent a __________ instead of going to the theater movieLibrary11 2. keep an eye out around town for thrifty __________ 5. help your Mom and Dad by clipping __________ Animals coupons coins lightsWildd of every day 4. toss your __________ into the laundry every other day instea 6. update your card at your local __________ and take out books, DVDs, CDs 7. dress sensibly so you can keep the __________ at a reasonable temperature 12 MILK 8. help hand-wash your family __________ rather than taking itto the car wash 9. make your own ___________ rather than buying them from the school cafeteria 12. try and spend no more than 15 minutes when in the __________ log and certificate set: www.readingclubfun.comPuzzlesrint out the newest readingake sure you pM A New Year!andFreeBudgeting for a Get-Together, Print out our new puzzles: Every pennysaved helps. 10. turn off the __________ when you leave a room 11. accept hand-me-down __________ (no complaints!) Cash Stash! He made$12.75.Read Chitter’s list of jobs (that his parents gave © 2012 extra chores this month to earn a little extra cash.four Chitter did It’s always smart to start to stash a little him permission to do).Check off four chores that add up to $12.75. friends or neighbors. You might be able Hint:You might ! Created by Annimills LLC$5.00shovel walk75¢walk dog extra cash away. You can start your own cash stash by doing small jobs for family, to do extra chores around the house. clean out closet $4.50 dust the house $2.00 need a pencil Talk to your Mom or Dad to see if water plants $1.75 and paper or a$1.25wash dishes any of these ideas would “work” calculator to help for you! fold laundry $2.50 vacuum $3.25 money. Funadd up the Little jobs add up to good “cents!” organize family CD/DVD There is more Newspaperthan one answer.$4.25collection$3.00wash windows
Lawndale 01_10_13
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