Page 2 May 28, 2015 Cyber-Seniors Proves that you Can Teach an Old Dog New Tricks By Morgan Rojas for CINEMACY The thought of teaching technologically challenged senior citizens, many of whom are in their late 80s, how to navigate a computer, let alone the internet, sounds more like a punishment than a reward. Why anyone at that age would willingly subject themselves to such an ominous learning curve makes no sense to most elderly people, but to a special group of seniors, the motivation comes from the thought of reconnecting with family members and loved ones. Director Saffron Cassaday documents the heartwarming journey of these hilarious senior citizens learning all about the Internet in the film Cyber-Seniors. Growing up in an era when letters were written by hand, the very thought of sending an email is mind-boggling; What used to take days to receive can now be read in a matter of seconds. Two teenage sisters, Macaulee (16) and Kascha Cassaday (18) developed the Cyber Seniors program from a high school class project. After seeing firsthand how their grandparents were affected by Internet independence, the sisters were inspired to help other elders reconnect with loved ones in their lives. In the Cyber Seniors program, teenage students sign up to guide the elderly in navigating the web. The comedic moments are organic; 88-year-old Shura is awestruck that she can “chat” with fellow Cyber Senior Ellard, 89, on Facebook. 76-year-old Annette is only concerned with dating websites and sets up a profile right away. Other seniors get confused when they can’t access their By Sid Kato, Array Systems, Inc. When you use a cloud provider for data storage you should change your disaster recovery plan to incorporate your Cloud vendor. Previously, when our data was stored on a server in our office our disaster recovery plan included backup and restore capability within one physical location. With Cloud vendors we are storing our data in their data centers. In these situations you no longer have complete control of data backup and recovery. Therefore, you should modify you Disaster Recovery Plan to account for these changes. These procedures will be unique to the Cloud vendor so you will need to engage them to understand how you can maintain control in case of a disaster. In the case of a Cloud Provider going out of business you will need additional steps in place to account for this worst-case scenario. Since each Vendor is unique and they have their own proprietary approach to manage and storing your data you’ll need extra protection to protect yourself. In order to restore your email after typing “www.email.com” into the search browser. To engage this group into sticking with the program, a video competition is created to see who can get the most views on YouTube. With the help of their teenage mentors, the seniors set out to make a video based on what is important to them. 93-year-old Marion channels her inner Snoop Dogg and makes a rap music video about still having all of her teeth, as she sports a sideways baseball cap and all of her vintage art-deco necklaces. Shura loves to cook, and decides to demonstrate how she makes lunch, which consists of ironing her grilled cheese sandwiches (which actually works)! Other videos are just as funny, which include golf and exercise tips for seniors, how to pick up men, and gardening tricks. Despite its amateur, low budget “look,” Cyber-Seniors should be taken seriously as a documentary. It is not all jokes either; there are unexpected emotional moments that affect director Saffron Cassaday, unintentionally pointing out the importance of family and desire for connection. You will fall in love with the men and women and can’t help but laugh alongside them as they enter the vast world of technology for the first time. Running at a brisk 74 minutes, Cyber-Seniors is a heartwarming story that proves old dogs can learn new tricks, and then brag about it on Facebook. Cyber-Seniors is available for streaming on Netflix now. • data using their proprietary software you’ll need access to their software. This is done through an escrow account, which is an additional expense for you. Once you have the software in an escrow account then you’ll need to understand how to access the backup of your data, which is an additional process you will need to account for. When you have the proprietary software and the latest backup in a secured location then you will be protected from a Cloud Vendor going out of business. Good luck and it’s better to plan for the worst-case scenario because if and when it occurs you will be able to mitigate your down time. • Dear Readers, this column addresses frequently asked technology questions by small business owners. Please email your questions to pr@heraldpublications.com and we will answer them in future columns. Thank you and enjoy! Film Review Tech Talk Teacher Max with student Shura. Photo courtesy of Area 23a. What Happens if I Put my Data on the Cloud and it Gets Corrupted? “Action expresses priorities.” - mahatma gandhi Classifieds The deadline for Classified Ad submission and payment is Noon on Tuesday to appear in Thursday’s paper. Advertisements must be submitted in writing by mail, fax or email. You may pay by cash, check, or credit card (Visa or M/C over the phone). Errors: Please check your advertisements immediately. Any corrections and/or changes in an ad must be requested prior to the following Tuesday deadline in order to receive a credit. A credit will be issued for only the first time the error appears. Multiple runs will only be credited for the first time the error appears. No credit will be issued for an amount greater than the cost of the advertisement. Beware: Employment offers that suggest guaranteed out-of-state or overseas positions may be deceptive or unethical in nature. If you have any doubts about the nature of a company, contact the local office of the Better Business Bureau, (213) 251-9696. Herald Publications does not guarantee that the advertiser’s claims are true nor does it take responsibility for those claims. separate offices 2 bathrooms with good natural light. 310-322-1939. Private Lessons Private Lessons Guitar, Piano, & more All Levels, Styles, & Ages! In home / at studio / online For more info - www.elsegundomusic. com / or call Edwin at (305)582-2645 Garage Sale 201 W Sycamore, YARD Sale 5/30 @ 7:30 am Early Birds OK. Everything must go. 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But even a negative number can be a good starting point to help you begin the process of paying down debt. Next, you’ll need to figure out how much of your salary to contribute to reach your personal retirement goal. There are many online tools to help you determine what you need to save now and it’s important to also create a monthly expense budget that shows where your funds are going. This way, you don’t have to live frugally with the money you’ve saved - just wisely. The more money you make, the more you’re Finance Hoping To Retire In 10, 20 Or 40 Years? (BPT) - American workers, ages 32 to 64, are $6.6 trillion short of the amount they need in order to retire comfortably, according to Retirement USA. When it comes to planning ahead and saving money early, time is of the essence. However, 63 percent of American workers have less than $1,000 saved for retirement, and only 44 percent of workers have even tried to calculate a retirement plan, according to the Employee Benefit Research Institute. This means that fewer than half of working Americans have a set plan for how they’ll get by financially after leaving the workplace. Judging by these numbers, you’re not alone if you feel overwhelmed with the retirement planning process. You might not even think you need to start yet. But by educating yourself now and creating a plan years in advance, you can ensure a smooth transition from your workplace to your happy place. Build your Budget Saving for retirement can be tricky but starting early will enable you to save substantially more long-term thanks to compounding interest. It’s important to keep in mind both your pre-and post-retirement salaries when you begin to develop a budget. The U.S. Department of Labor suggests starting by determining your net worth - the total value able to save for retirement. Most employers will match your contributions in a 401k plan up to a certain percentage, so be sure to take advantage of this - it’s essentially free money you don’t want to miss out on. Also, try saving an additional one-to-two percent of your salary as bonuses, raises and promotions come along. Avoid borrowing money out of your retirement plan. Even though surprise events may occur, resist the temptation and avoid the tax implications and other potential costs that can pile up when you take out money prematurely. Get Covered An estimated 58 million Americans are uninsured or underinsured when it comes to life insurance, according to LIMRA. “Many people view life insurance only as a way to take care of final expenses, but it offers so much more than that in terms of building financial security for your Golden Years because it can help supplement your retirement income,” says Erie Insurance senior vice president Mike Plazony. For example, while many workplaces offer savings plans such as 401(k)s and IRAs, withdrawals from pretax retirement savings plans are taxable - even after death. On the flip side, life insurance death benefits may be tax-free and interest and cash generated from a permanent life insurance policy are typically tax-deferred, meaning you can wait to pay taxes on the interest until you actually use the funds. Plazony recommends consulting with a professional financial planner who can provide you with information on the tax advantages of life insurance policies, including tax-free life insurance death benefits. While benefits through your company may have income restrictions, permanent life policies and annuities are not subject to income restrictions, allowing you to select an amount of premium of your choosing regardless of your income. It’s important to take control of your life insurance and continually adjust it, as your plan won’t stay consistent throughout your entire life. You’ll need to modify it based on certain life experiences, such as having children. Talk to your insurance agent to regularly review your life insurance to make sure you have the coverage you need based on your circumstances at the time, and that you aren’t overpaying or underpaying. Focus on the Future Don’t wait until it’s too late to start planning for your retirement. Have a clear idea about what you wish to accomplish and start working toward those goals now. The ultimate goal is to reward yourself for working hard over the years, so you can enjoy the ride in retirement. •
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