EL SEGUNDO HERALD May 7, 2015 Page 13 Finance Financial Management Tips for Adult Learners Going Back to College (BPT) - The ever-rising price tag of college education has been in the news for years, with the average cost hovering just less than $20,000 a year, according to the National Center for Education Statistics. That number, however, speaks to first-timers enrolled full-time in a four-year or two-year college. What about adult learners - professionals either looking to continue their education and earn another degree, or those who are returning to school to finish an incomplete degree? “Many adult learners already in the workforce juggle a number of expenses besides tuition and text books,” says Tracy Lorenz, president of Western International University (West). “They’re paying mortgages or rents, childcare costs, utility bills, car payments and more. Earning a degree can put a strain on their finances.” Cost was the biggest barrier to continuing education cited by 1,000 women in an online survey conducted by West. Respondents, who had indicated an interest in returning to college, said cost trumped an institution’s prestige in influencing their choice of learning institution. If you’re considering returning to school as an adult learner, it’s essential to find effective ways to control education costs and manage your overall finances. Here are five steps that dba@heraldpublications.com public notices legalnotices@heraldpublications.com PUBLISH YOUR PUBLIC NOTICES HERE ABANDONMENTS: $125.00 ABC NOTICES: $125.00 DBA (Fictitious Business Name): $75.00 NAME CHANGE: $125.00 Other type of notice? Contact us and we can give you a price. For DBA’s email us at: dba@heraldpu blications.com All other legal notices email us at: legalnotices@heraldpublications.com you can fax your filed form to 310-322-2787 the publishing cost is $75 for more detailed information call 310-322-1830 Any questions? Call us at 310-322-1830 Fictitious Business Name Statement 2015096700 The following person(s) is (are) doing business as 1) PLAY 2 LEARN, INC.; 2) PLAY TO LEARN, INC., 1444 AVIATION BLVD. #102, REDONDO BEACH, CA. 90278, LOS ANGELES COUNTY. AI #ON 3743435. Registered Owner(s): MONICA FYFE, CHILD AND FAMILY THERAPY AND CONSULTING, A PROFESSIONAL CORPORATION, 1444 AVIATION BLVD. #102, REDONDO BEACH, CA 90278. This business is being conducted by a Corporation. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: MONICA FYFE, CHILD AND FAMILY THERAPY AND CONSULTING, A PROFESSIONAL CORPORATION, OWNER, MONICA FYFE. This statement was filed with the County Recorder of Los Angeles County on April 10, 2015. NOTICE: This Fictitious Name Statement expires on April 10, 2020. A new Fictitious Business Name Statement must be filed prior to April 10, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/16, 4/23, 4/30, 5/7/2015. H-1247 Fictitious Business Name Statement 2015089277 The following person(s) is (are) doing business as 1) RENTBROWSER; 2) RENTBROWSER.COM, 5757 W. CENTURY BLVD. SUITE 700, LOS ANGELES, CA 90045, LOS ANGELES COUNTY. AI #ON 201419210175. Registered Owner(s): VYG BUSINESS SOLUTIONS, LLC. 15243 ROSELLE AVENUE, LAWNDALE, CA 90260. This business is being conducted by a Limited Liability Company. The registrant commenced to transact business under the fictitious business name or names listed above on: 03/01/2015. Signed: VYG Business Solutions, LLC., CEO, Victor H. Gonzalez. This statement was filed with the County Recorder of Los Angeles County on April 02, 2015. NOTICE: This Fictitious Name Statement expires on April 02, 2020. A new Fictitious Business Name Statement must be filed prior to April 02, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). Lawndale Tribune: Pub. 4/16, 4/23, 4/30, 5/7/2015. HL-1248 Fictitious Business Name Statement 2015095372 The following person(s) is (are) doing business as 6600 VISTA DEL MAR, 1842 WASHINGTON WAY, VENICE, CA 90291, LOS ANGELES COUNTY. Registered Owner(s): ATLANTIS TRUST, 1842 WASHINGTON WAY, VENICE, CA 90291. This business is being conducted by a Trust. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: Atlantis Trust, Trustee, Michael J. Sarlo. This statement was filed with the County Recorder of Los Angeles County on April 09, 2015. NOTICE: This Fictitious Name Statement expires on April 09, 2020. A new Fictitious Business Name Statement must be filed prior to April 09, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/16, 4/23, 4/30, 5/7/2015 H-1249 Fictitious Business Name Statement 2015071719 The following person(s) is (are) doing business as 1) POWERBASE ATHLETICS, 605 S. FAIR OAKS #120, PASADENA, CA 91104; 2) BE A DIFFERENT KINDA GIRL, 36100 DATE PALM DR. #52, CATHEDRAL CITY, CA 92234, LOS ANGELES COUNTY. Registered Owner(s): TEYANA VISCARRA, 605 N. FAIROAKS #120, PASADENA, CA 91104. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: TEYANA VISCARRA, OWNER. This statement was filed with the County Recorder of Los Angeles County on March 17, 2015. NOTICE: This Fictitious Name Statement expires on March 17, 2020. A new Fictitious Business Name Statement must be filed prior to March 17, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/16, 4/23, 4/30, 5/7/15 H-1250 Fictitious Business Name Statement 2015204643 The following person(s) is (are) doing business as RIMANN AND SUMS WEB SOLUTIONS, 10721 MOLLYKNOLL AVE., WHITTIER, CA, 90603, LOS ANGELES COUNTY. Registered Owner(s): 1) MANUEL ESCALANTE, 10721 MOLLYKNOLL AVE, WHITTIER, CA 90603; 2) RICARDO BAZURTO, 10721 MOLLYKNOLL AVE, WHITTIER, CA 90603. This business is being conducted by a General Partnership. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: RICARDO BAZURTO, PARTNER. This statement was filed with the County Recorder of Los Angeles County on March 23, 2015. NOTICE: This Fictitious Name Statement expires on March 23, 2020. A new Fictitious Business Name Statement must be filed prior to March 23, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/16, 4/23, 4/30, 5/7/15 H-1251 Fictitious Business Name Statement 2015096432 The following person(s) is (are) doing business as TOTAL ATTORNEYS, 909 N. SEPULVEDA BLVD., 11TH FLOOR, EL SEGUNDO, CA, 90245, LOS ANGELES COUNTY. Registered Owner(s): MH SUB I, LLC, 909 N. SEPULVEDA BLVD., 11TH FLOOR, EL SEGUNDO, CA 90245. This business is being conducted by a Limited Liability Company. The registrant commenced to transact business under the fictitious business name or names listed above on: 02/13/2015. Signed: MH SUB I, LLC, Secretary, B. Lynn Walsh. This statement was filed with the County Recorder of Los Angeles County on April 09, 2015. NOTICE: This Fictitious Name Statement expires on April 09, 2020. A new Fictitious Business Name Statement must be filed prior to April 09, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/23, 4/30, 5/7, 5/14/2015. H-1252 Fictitious Business Name Statement 2015098062 The following person(s) is (are) doing business as TROISI LAW OFFICE, 2711 N. SEPULVEDA BLVD. #432, MANHATTAN BEACH, CA 90266, LOS ANGELES COUNTY. Registered Owner(s): TIFFANY TROISI KHALILI, 7351 COASTAL VIEW DR., LOS ANGELES, CA 90045. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: Tiffany Troisi Khalili, Owner. This statement was filed with the County Recorder of Los Angeles County on April 13, 2015. NOTICE: This Fictitious Name Statement expires on April 13, 2020. A new Fictitious Business Name Statement must be filed prior to April 13, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/23, 4/30, 5/7, 5/14/2015. H- 1253 Fictitious Business Name Statement 2015095481 The following person(s) is (are) doing business as CHRIS & BROS, 320 S. MARKET ST, INGLEWOOD, CA 90301, LOS ANGELES COUNTY. Registered Owner(s): CHARISSE ANNE TOLENTINO MAGBANUA, 320 S. MARKET ST, INGLEWOOD, CA 90301. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: Charisse Anne Tolentino Magbanua, Owner. This statement was filed with the County Recorder of Los Angeles County on April 9, 2015. NOTICE: This Fictitious Name Statement expires on April 9, 2020. A new Fictitious Business Name Statement must be filed prior to April 9, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). Inglewood News: Pub. 4/30, 5/7, 5/14, 5/21/2015. HI-1254 Fictitious Business Name Statement 2015092587 The following person(s) is (are) doing business as BASIX LOGISTICS 1) 568 CRENSHAW BLVD, TORRANCE, CA 90503; 2) 14900 MAGNOLIA BLVD #56471, SHERMAN OAKS, CA 91413, LOS ANGELES COUNTY. Registered Owner(s): LEONARD MATYAS, 588 CRENSHAW BLVD, TORRANCE, CA 90503. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: 03/15/2015. Signed: LEONARD MATYAS, Owner. This statement was filed with the County Recorder of Los Angeles County on April 7, 2015. NOTICE: This Fictitious Name Statement expires on April 7, 2020. A new Fictitious Business Name Statement must be filed prior to April 7, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). Torrance Tribune: Pub. 4/30, 5/7, 5/14, 5/21/2015. HT-1255 Fictitious Business Name Statement 2015112213 The following person(s) is (are) doing business as SOLAR CONTROL GLASS TINTING, 1512 ½ S. FAIRFAX AVE., LOS ANGELES, CA 90019, LOS ANGELES COUNTY. Registered Owner(s): MARCELINO HERNANDEZ, 1512 ½ S. FAIRFAX AVE., LOS ANGELES, CA 90019. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: 4/27/15. Signed: MARCELINO HERNANDEZ, OWNER. This statement was filed with the County Recorder of Los Angeles County on April 27, 2015. NOTICE: This Fictitious Name Statement expires on April 27, 2020. A new Fictitious Business Name Statement must be filed prior to April 27, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 4/30, 5/7, 5/14, 5/21/2015. H-1256 Fictitious Business Name Statement 2015115835 The following person(s) is (are) doing business as BLUE ARCH CONSULTING, 1) 410 N. MADISON, MARSHALL, MI 49068; 2) 753 BUNGALOW DR, EL SEGUNDO, CA 90245, LOS ANGELES COUNTY. Registered Owner(s): MILFORD MAYO III, 410 N. MADISON, MARSHALL, MI 49068. This business is being conducted by an Individual. The registrant commenced to transact business under the fictitious business name or names listed above on: n/a. Signed: MILFORD MAYO III, OWNER. This statement was filed with the County Recorder of Los Angeles County on April 29, 2015. NOTICE: This Fictitious Name Statement expires on April 29, 2020. A new Fictitious Business Name Statement must be filed prior to April 29, 2020. The filing of this statement does not of itself authorize the use in this state of a Fictitious Business Name in violation of the rights of another under Federal, State, or Common Law (See Section 14400 ET SEQ., Business and Professions Code). El Segundo Herald: Pub. 5/7, 5/14, 5/21, 5/28/2015. H-1257 can help you control costs while earning a degree: 1. Comparison shop for the best tuition and costs. While more than one institution may offer the degree program you want, costs will vary from school to school. Many adult learners find that online degree programs offer the best value in terms of cost and quality of education. Not only is tuition typically less, online programs offer adult learners greater schedule flexibility - so they can continue earning a living wage and arrange their schedules to minimize costs like childcare and transportation. Some schools, like West, offer online tuition comparison guides that help students compare costs among select institutions. 2. Prior learning assessment credits may lower costs. First-time students have a lot to learn, and the costs of a full-time education at a four-year college reflect that. Adult learners, however, already have professional and life experience under their belts, and many institutions have created programs that take this into account. Credit you earned at other colleges or universities may transfer to the institution where you’ve chosen to continue your education. You may hold professional certifications, licenses or corporate training that could also qualify as college-level credit toward a degree. To learn more about prior learning assessment credits, visit the Earned & Learned Credit page on West’s website, www.west.edu. 3. Find ways to lower textbook costs. After tuition, textbooks are a significant expense - for both adult learners and firsttime students enrolled in a full-time degree program. Many schools sell used textbooks at a lower cost than new. You may also be able to buy or rent textbooks through a variety of independent online websites. Many online degree programs also include digital copies of text book and course materials with no extra charge. 4. Explore financing options. Paying for college is a complex endeavor, regardless of whether you’re an adult-learner or a first-time student. It’s important to explore all financing options - from loans and grants to other forms of financial aid. Many employers offer tuition reimbursement programs, while other students may qualify for additional assistance for their service in the military. To determine if you are eligible for federal financial aid, visit studentaid.ed.gov. 5. Practice basic financial planning. Smart money management habits are always valuable - especially when you’re paying for a college degree. If you haven’t already done so, create a personal budget or a household budget that will allow you to closely track monthly expenses and income. Curtail discretionary spending, but don’t eliminate important longterm financial goals such as saving toward retirement or to buy a home. “Improved earning potential is one of the many benefits of returning to school,” Lorenz notes. “With research and planning, adult learners can protect their financial wellbeing while earning their degree.” • Follow Us on Twitter @heraldpub Like Us on Facebook
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